Walton County property record for 115 McDowell St, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,659 sqft · built 2004 |
| Lot Size | 0.276 acres (12,066 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,456 (2024) |
| Deeds & Mortgages | May 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 19-2S-20-33090-000-0040 |
| Primary APN | 19-2S-20-33090-000-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| Gross Area | 2,229 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,066 sqft (0.276 acres) |
| Lot Dimensions | 15.7 ft deep x 7.7 ft wide |
| Garage Type | Finished |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 110 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1032868 |
|---|---|
| Street Address | 115 MCDOWELL ST |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-3169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 LAS RABLES UNRECD S/D BEING LOCATED IN GOV LOT 42, DESC AS: COM SW/COR GOV LOT 42 SANTA ROSA PLANTATION SEC 19- 2S-20W, |
| Legal Range | 20W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | SANTA ROSA PLANTATION |
| Legal Lot Number | 4,42 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950604 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 MCDOWELL ST, SANTA ROSA BEACH, FL 32459-3169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2017 |
| Deed Sale | May 12, 2017 |
| Prior Sale | Dec 27, 2001 · Amount on Record |
| Deed Document Number | 20170015486 |
| Deed Book / Page | 3041 / 0938 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 12, 2017 |
| Property Address | 115 MCDOWELL ST, SANTA ROSA BEACH, FL 32459-3169 |
| Document Number | 0030410938 |
| Book / Page | 003041 / 000938 |
| Instrument Date | May 9, 2017 |
| Instrument | 15486 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 MEAGAN CT GOLD BAR WA 982519230, GOLD BAR, WA 98251-9230 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $314,210 (+6.92%) Land $89,250 Building $224,960 | $314,210 (+6.92%) Land $89,250 Building $224,960 | |
| 2024 | $1,456.00 (+4.3%) | ||
| 2023 | $1,396.00 (+1.68%) Homeowner's exemption | $293,884 (+13.98%) Land $63,578 Building $230,306 | $293,884 (+13.98%) Land $63,578 Building $230,306 |
| 2022 | $1,373.00 Homeowner's exemption | $257,846 Land $53,252 Building $204,594 | $257,846 Land $53,252 Building $204,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 193 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 193 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Wildstar Networks.
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