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175 Madrone Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 175 Madrone Ave, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 3,446 sqft · built 1912
Lot Size0.607 acres (26,441 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (May 2002)
Tax Bill$10,800 (2025)
Deeds & MortgagesJun 2023 Transfer
Flood ZoneZone X (minimal risk)
APN077-281-01

Property Details

APN / Parcel Number

Primary APN077-281-01
Alternative APN
  • 077-281-01-000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area3,446 sqft Living Area
Gross Area4,018 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area26,441 sqft (0.607 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address175 MADRONE AVE
CityBEN LOMOND
StateCA
Zip95005-9513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionRIVERSIDE PARK
Legal Block1
Legal Lot Number12-16
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2011
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address175 MADRONE AVE, BEN LOMOND, CA 95005-9513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2002 · Amount on File
Deed SaleMay 16, 2002 · Amount on File
Deed Document Number200235968
Last Transfer DateJun 12, 2023
Transfer Doc0000011384
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJun 26, 2023
Property Address175 MADRONE AVE, BEN LOMOND, CA 95005-9513
Document Number0000011384
Map ReferenceMB 18 PG 12
Instrument DateJun 12, 2023
Instrument2023-0011384
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address175 MADRONE AVE, BEN LOMOND, CA 95005-9513

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$918,430 (+2%) Land $433,222 Building $485,208
2025$10,800.00 (+3.34%) Homeowner's exemption$900,422 (+4.04%) Land $424,728 Building $475,694
2023$10,451.00 (+2.39%)$865,458 (+2%) Land $408,236 Building $457,222$1,460,070
2022$10,207.00$848,490 Land $400,232 Building $448,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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