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124 Madrone Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 124 Madrone Ave, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,819 sqft · built 1957
Lot Size0.155 acres (6,752 sqft)
Owner2 Individual Names on File
Tax Bill$4,668 (2025)
Deeds & MortgagesNov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN077-271-18

Property Details

APN / Parcel Number

Primary APN077-271-18
Alternative APN
  • 077-271-18-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,819 sqft Living Area
Gross Area3,139 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1995
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,752 sqft (0.155 acres)
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
Deck Area702 sqft
Patio Area702 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address124 MADRONE AVE
CityBEN LOMOND
StateCA
Zip95005-9513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal DescriptionTWP 10S RGE 02W SEC 09
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2016
Census Tract120302

Owner

124 Madrone Ave is owned and occupied by two individuals who acquired it in August 1997.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address124 MADRONE AVE, BEN LOMOND, CA 95005-9513
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 18, 1997
Transfer Doc0000038667
Record UpdatedOct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 21, 2019
Property Address124 MADRONE AVE, BEN LOMOND, CA 95005-9513
Document Number0000036453
Instrument DateNov 20, 2019
Instrument36453
Transaction TypeTransfer
Record UpdatedDec 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address124 MADRONE AVE BEN LOMOND CA 950059513, BEN LOMOND, CA 95005-9513

Tax Assessment & Valuation

The 2025 property tax bill for 124 Madrone Ave was $4,668 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$372,592 (+2%) Land $81,252 Building $291,340
2025$4,668.00 Homeowner's exemption$365,287 Land $79,659 Building $285,628
2023$4,421.00 (+2.5%) Homeowner's exemption$351,102 Land $76,566 Building $274,536$726,120
2022$4,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Madrone Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Madrone Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Surfnet Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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