175 Joy Carol Loop, Springdale, AR 72764 Property Records

Benton County property record for 175 Joy Carol Loop, Springdale, AR 72764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,602 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,540 (May 2008)
Tax Bill	$1,731 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03538-000`

Property Details

APN / Parcel Number

Primary APN	`21-03538-000`
Alternative APN	`125709`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,602 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	702 sqft
Porch	Open Porch
Porch Area	20 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	175 JOY CAROL LOOP
City	SPRINGDALE
State	AR
Zip	72764-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2004-491 5/20/04
Legal Range	30
Legal Township	18
Legal Section	24
Legal Subdivision	WILKINS SUB-SPRINGDALE
Legal Lot Number	67
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3020
Census Tract	21408

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 JOY CAROL LOOP, SPRINGDALE, AR 72764-8167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Mar 16, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2008 · Amount on Record
Deed Sale	May 23, 2008 · Amount on Record
Deed Book / Page	2008 / 19280
Last Transfer Date	Jan 18, 2010
Transfer Doc	2010/10306
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Aug 5, 2026
Property Address	175 JOY CAROL LOOP, SPRINGDALE, AR 72764-8167
Document Number	0000045073
Instrument Date	Jul 31, 2026
Instrument	202645073
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 JOY CAROL LOOP, SPRINGDALE, AR 72764-8167

Mortgage

Document Number	0000045073,
Date	Aug 5, 2026
Instrument	202645073

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	175 JOY CAROL LOOP, SPRINGDALE, AR 72764-8167
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 JOY CAROL LOOP, BETHEL HEIGHTS, AR 72764-8167

Mortgage

Document Number	0000019168
Date	Mar 16, 2021
Instrument	2021019168

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,731.00 (+5.55%) Homeowner's exemption	$57,034 (-) Land $15,200 Building $41,834	$285,170 (-) Land $76,000 Building $209,170
2025	$1,640.00 (+7.54%) Homeowner's exemption	$57,034 (+54.86%) Land $15,200 Building $41,834	$285,170 (-) Land $76,000 Building $209,170
2024			$285,170 (+54.86%) Land $76,000 Building $209,170
2023	$1,525.00 Homeowner's exemption	$36,830 Land $7,200 Building $29,630	$184,150 Land $36,000 Building $148,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, OzarksGo.

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