148 Joy Carol Loop, Springdale, AR 72764 Property Records

Benton County property record for 148 Joy Carol Loop, Springdale, AR 72764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,556 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Aug 2020)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-03531-000`

Property Details

APN / Parcel Number

Primary APN	`21-03531-000`
Alternative APNs	`125702.0` `125702`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	360 sqft
Driveway	Driveway
Driveway Area	738 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	28 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	125702.0
Street Address	148 JOY CAROL LOOP
City	SPRINGDALE
State	AR
Zip	72764-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2004-491 5/20/04 40
Legal Range	30
Legal Township	18
Legal Section	24
Legal Subdivision	WILKINS SUB-SPRINGDALE
Legal Lot Number	60
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3014
Census Tract	21408

Owner

Source: Benton County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 JOY CAROL LOOP, SPRINGDALE, AR 72764-8167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · Conventional with PMI REGIONS MTG
May 18, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK BRYANT N BKNG CTR
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Oct 13, 2015
Deed Document Number	2020047247
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 4, 2020
Property Address	148 JOY CAROL LOOP, SPRINGDALE, AR 72764-8167
Document Number	0000047247
Instrument Date	Jul 31, 2020
Instrument	47247
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 JOY CAROL LOOP BETHEL HEIGHTS AR 727648167, BETHEL HEIGHTS, AR 72764-8167

Mortgage

Document Number	47248
Date	Aug 4, 2020
Instrument	47248

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Aug 3, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	148 JOY CAROL LOOP, SPRINGDALE, AR 72764-8167
Document Number	0000029105
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 JOY CAROL LOOP BETHEL HEIGHTS AR 727648167, BETHEL HEIGHTS, AR 72764-8167

Mortgage

Document Number	0000029105
Date	May 22, 2020
Instrument	29105

Lender

Name	FIRST SEC BK BRYANT N BKNG CTR
Address	SPRINGDALE, AR 72765-0249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 21, 2023

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	148 JOY CAROL LOOP, SPRINGDALE, AR 72764-8167
Document Number	0000013607
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 JOY CAROL LOOP BETHEL HEIGHTS AR 727648167, BETHEL HEIGHTS, AR 72764-8167

Mortgage

Document Number	0000013607
Date	Mar 12, 2020
Instrument	13607

Lender

Name	FIRST SEC BK
Type	Bank
Address	SPRINGDALE, AR 72765-0249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 11, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,091.00 (+7.51%) Homeowner's exemption	$56,459 (+54.68%) Land $15,200 Building $41,259
2024			$282,295 (+54.68%) Land $76,000 Building $206,295
2023	$1,945.00 Homeowner's exemption	$36,500 Land $7,200 Building $29,300	$182,500 Land $36,000 Building $146,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, OzarksGo.

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