175 Hillside St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 175 Hillside St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,100 sqft · built 2001
Lot Size	4.41 acres (192,422 sqft)
Owner	Individual Name on Record
Last Sale	$699,000 (Jun 2019)
Tax Bill	$12,578 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jul 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0019 B:0001 L:0013`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0019 B:0001 L:0013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,100 sqft Living Area
Gross Area	6,288 sqft
Basement Area	1,448 sqft
Unfinished Basement	1,448 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	192,422 sqft (4.41 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	175 HILLSIDE ST
City	ROWLEY
State	MA
Zip	01969-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	1
Legal Lot Number	13
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1060
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 HILLSIDE ST, ROWLEY, MA 01969-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Jul 24, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage ROSS MTG CO INC
Jun 28, 2019	Quit Claim Deed, Transfer · VA Mortgage ROSS MTG CO INC
Jun 29, 2017	Quit Claim Deed, Transfer Quitclaim
May 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage COMMUNITY CU/LYNN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 29, 2017
Deed Book / Page	37630 / 373
Prior Transfer Date	Jun 27, 2019
Prior Transfer Doc	037630-373
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	175 HILLSIDE ST, ROWLEY, MA 01969-1617
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040642-575
Date	Jan 10, 2022
Book Page	40642/575
Instrument	20220110000750

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	175 HILLSIDE ST, ROWLEY, MA 01969-1617
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042847-182
Date	Jul 24, 2025
Book Page	42847/182
Instrument	20250724000310

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	175 HILLSIDE ST, ROWLEY, MA 01969-1617
Document Number	38848-41
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 HILLSIDE ST ROWLEY MA 019691617, ROWLEY, MA 01969-1617

Mortgage

Document Number	38848-41
Date	Aug 21, 2020
Book Page	038848/000041
Instrument	21003570

Lender

Name	ROSS MTG CO INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jun 28, 2019
Property Address	175 HILLSIDE ST, ROWLEY, MA 01969-1617
Document Number	37630-373
Book / Page	037630 / 000373
Instrument Date	Jun 27, 2019
Instrument	1906287750
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 HILLSIDE ST ROWLEY MA 019691617, ROWLEY, MA 01969-1617

Mortgage

Document Number	37630-375
Date	Jun 28, 2019
Book Page	037630/000375
Instrument	1906287760

Lender

Name	ROSS MTG CO INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jun 29, 2017
Property Address	175 HILLSIDE ST, ROWLEY, MA 01969-1617
Document Number	35980-594
Book / Page	035980 / 000594
Instrument Date	Jun 26, 2017
Instrument	1706290059
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 KIMBALL LN LYNNFIELD MA 019402682, LYNNFIELD, MA 01940-2682

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 31, 2017
Property Address	175 HILLSIDE ST, ROWLEY, MA 01969-1617
Document Number	35905-527
Book / Page	035905 / 000527
Instrument Date	May 17, 2017
Instrument	1705310509
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,214.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 SALEM ST #17 LYNNFIELD MA 019402398, 17, LYNNFIELD, MA 01940-2398

Mortgage

Document Number	35905-530
Date	May 31, 2017
Book Page	035905/000530
Instrument	1705310510

Lender

Name	COMMUNITY CU/LYNN
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,578.00 (+4.4%)	$1,040,400 (+1.64%) Land $358,100 Building $682,300	$1,135,860 (+25.96%)
2025	$12,048.00 (+9.55%)	$1,023,600 (+12.62%) Land $341,300 Building $682,300	$901,740
2024	$10,998.00 (+1.19%)	$908,900 (+8.88%) Land $325,100 Building $583,800
2023	$10,869.00	$834,800 Land $278,200 Building $556,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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