Essex County and Rowley Town property record for 166 Hillside St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,406 sqft · built 1987 |
| Lot Size | 0.974 acres (42,429 sqft) |
| Owner | Individual Name on File |
| Last Sale | $652,000 (Jan 2021) |
| Tax Bill | $8,895 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jan 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0020 B:0007 L:0001 |
| Primary APN | ROWL M:0020 B:0007 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Living Area |
| Gross Area | 4,898 sqft |
| Basement Area | 1,464 sqft |
| Unfinished Basement | 1,464 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,429 sqft (0.974 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 166 HILLSIDE ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0020 B:0007 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 166 HILLSIDE ST, ROWLEY, MA 01969-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Jan 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jan 08, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Jun 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage C GREEN T RAYMOND |
| Jul 05, 2017 | Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2021 · Amount on Record |
| Deed Sale | Jan 08, 2021 · Amount on Record |
| Prior Sale | Jun 08, 2018 · Amount on Record |
| Deed Book / Page | 39393 / 178 |
| Transfer Doc | 2821000294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 166 HILLSIDE ST, ROWLEY, MA 01969-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041185-217 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 41185/217 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 166 HILLSIDE ST, ROWLEY, MA 01969-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037295-23 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 37295/23 |
| Instrument | 20190128001140 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jan 08, 2021 |
| Property Address | 166 HILLSIDE ST, ROWLEY, MA 01969-1615 |
| Document Number | 039393-178 |
| Book / Page | 39393 / 178 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 166 HILLSIDE ST, ROWLEY, MA 01969-1615 |
| Document Number | 0039393181 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 39393/181 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jun 08, 2018 |
| Property Address | 166 HILLSIDE ST, ROWLEY, MA 01969-1615 |
| Document Number | 36773-164 |
| Book / Page | 036773 / 000164 |
| Instrument Date | Jun 07, 2018 |
| Instrument | 8002260 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 HOWARD ST SAUGUS MA 019064049, SAUGUS, MA 01906-4049 |
| Document Number | 36773-166 |
|---|---|
| Date | Jun 08, 2018 |
| Book Page | 036773/000166 |
| Instrument | 8002270 |
| Name | C GREEN T RAYMOND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jul 05, 2017 |
| Property Address | 166 HILLSIDE ST, ROWLEY, MA 01969-1615 |
| Document Number | 35997-384 |
| Book / Page | 035997 / 000384 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 1707050231 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,874.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | PO BOX 809007 DALLAS TX 753809007, DALLAS, TX 75380-9007 |
| Investor | Possibly a Property Investor |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,895.00 (+1.86%) | $755,700 (+4.71%) Land $282,800 Building $472,900 | $790,590 |
| 2024 | $8,733.00 (+2.15%) | $721,700 (+9.91%) Land $269,400 Building $452,300 | |
| 2023 | $8,549.00 | $656,600 Land $234,300 Building $422,300 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 60 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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