175 Ferry Rd, Unit 4, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 175 Ferry Rd, Unit 4, Old Saybrook, CT 06475

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,852 sqft · built 2005
Owner	Individual Name on File
Last Sale	$359,000 (Oct 2006)
Tax Bill	$4,980 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`487704`

Property Details

APN / Parcel Number

Primary APN	`487704`
Alternative APN	`OSAY M:045 B:015 L:U004`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	32 Units
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	3,626 sqft
1st Floor Area	1,238 sqft
Basement Area	1,238 sqft
Unfinished Basement	1,238 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	487704
Street Address	175 FERRY RD, 4
City	OLD SAYBROOK
State	CT
Zip	06475-1446
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A
Legal Block	15
Legal Lot Number	U004
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1002
Census Tract	670200

Owner

175 Ferry Rd, Unit 4 is owned by an individual who bought it in October 2006.

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	95 MAIN ST, IVORYTON, CT 06442-1044
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit ARBOR HOME LOANS
Apr 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2006 · Amount on File
Deed Sale	Oct 23, 2006 · Amount on File
Deed Book / Page	506 / 20
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	175 FERRY RD UNIT 4, 4, OLD SAYBROOK, CT 06475-1446
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000705-335
Date	Mar 19, 2026
Book Page	705/335

Lender

Name	ARBOR HOME LOANS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Apr 28, 2017
Property Address	175 FERRY RD UNIT 4, 4, OLD SAYBROOK, CT 06475-1446
Document Number	623-579
Book / Page	000623 / 000579
Instrument Date	Apr 22, 2017
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 175 Ferry Rd, Unit 4 was $4,980.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,980.00	$321,300 Building $321,300	$224,910 Building $224,910
2024	$4,980.00 (-7.33%)
2023	$5,374.00 (+1.84%)	$262,800 (-) Building $262,800
2022	$5,277.00	$262,800 Building $262,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Ferry Rd, Unit 4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 175 Ferry Rd, Unit 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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