175 Ferry Rd, Unit 1, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 175 Ferry Rd, Unit 1, Old Saybrook, CT 06475

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,029 sqft · built 2005
Owner	2 Individual Names on File
Last Sale	$549,500 (Nov 2021)
Tax Bill	$5,306 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`487701`

Property Details

APN / Parcel Number

Primary APN	`487701`
Alternative APN	`OSAY M:045 B:015 L:U001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	32 Units
Stories	2 Stories
Building Area	2,029 sqft Living Area
Gross Area	3,879 sqft
1st Floor Area	1,187 sqft
Basement Area	1,187 sqft
Unfinished Basement	1,187 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	487701
Street Address	175 FERRY RD, 1
City	OLD SAYBROOK
State	CT
Zip	06475-1446
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A
Legal Block	15
Legal Lot Number	U001
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1002
Census Tract	670200

Owner

175 Ferry Rd, Unit 1 is owned and occupied by two individuals who bought it in November 2021.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 FERRY RD, 1, OLD SAYBROOK, CT 06475-1446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Mar 2, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Oct 16, 2006 · Amount on File
Deed Book / Page	671 / 533
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Nov 22, 2021
Property Address	175 FERRY RD UNIT 1, 1, OLD SAYBROOK, CT 06475-1446
Document Number	671-533
Book / Page	671 / 533
Instrument Date	Nov 19, 2021
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	671536
Date	Nov 22, 2021
Instrument	671/536

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Mar 2, 2020
Property Address	175 FERRY RD UNIT 1, 1, OLD SAYBROOK, CT 06475-1446
Document Number	648-665
Book / Page	000648 / 000665
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 W CHANNEL CIR JUPITER FL 334771366, JUPITER, FL 33477-1366

Tax Assessment & Valuation

The 2025 property tax bill for 175 Ferry Rd, Unit 1 was $5,306.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,306.00	$342,300 Building $342,300	$239,610 Building $239,610
2024	$5,306.00 (-42.03%)
2023	$9,153.00 (+1.84%)	$447,600 (-) Building $447,600
2022	$8,988.00	$447,600 Building $447,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Ferry Rd, Unit 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 175 Ferry Rd, Unit 1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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