175 Dover Bluff Dr, Orange Park, FL 32073 Property Records

Clay County property record for 175 Dover Bluff Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 2003
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Dec 2023)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-013-03`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-013-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,455 sqft Heated Area
Gross Area	2,016 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.171 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	31 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	175 DOVER BLUFF DR
City	ORANGE PARK
State	FL
Zip	32073-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 3 CUTTERS POINT AS REC O R4778 PG 1434
Legal Range	25
Legal Township	04
Legal Section	03
Legal Subdivision	CUTTERS POINT
Legal Lot Number	3
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2000
Census Tract	30206

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	175 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · VA Mortgage NORWICH COMMERCIAL GROUP INC
Aug 3, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 4, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 28, 2018	Quit Claim Deed, Transfer REALITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Feb 28, 2018
Deed Document Number	2023059721
Deed Book / Page	4778 / 1434
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 6, 2023
Property Address	175 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667
Document Number	0047781434
Book / Page	4778 / 1434
Map Reference	MB 35 PG 59-64
Instrument Date	Nov 28, 2023
Instrument	2023059721
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3620 REBEL RUN APT 2198, 2198, ORLANDO, FL 32822-2527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667

Mortgage

Document Number	0047781436
Date	Dec 6, 2023
Instrument	4778/1436

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	175 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667

Mortgage

Document Number	0046351446
Date	Aug 3, 2022
Book Page	4635/1446
Instrument	2022047607

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 4, 2017
Property Address	175 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667
Document Number	0040342086
Book / Page	4034 / 2086
Map Reference	MB35 PG59-64
Instrument Date	Nov 30, 2017
Instrument	2017061210
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 AUTUMN DR, 133, VICKSBURG, MS 39180-4805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667

Mortgage

Document Number	2017061211
Date	Dec 4, 2017
Instrument	2017061211

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Feb 28, 2018
Property Address	175 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667
Document Number	0040591857
Book / Page	004059 / 001857
Instrument Date	Nov 30, 2017
Instrument	10404
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	REALITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 DOVER BLUFF DR ORANGE PARK FL 320737667, ORANGE PARK, FL 32073-7667

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (+34.61%) Homeowner's exemption Veteran's exemption	$270,705 (+81.81%) Land $45,000 Building $225,705	$270,705 (+15.89%) Land $45,000 Building $225,705
2023	$1,985.00 (+9.73%) Homeowner's exemption	$148,892 (+3%)	$233,581 (+15.93%) Land $45,000 Building $188,581
2022	$1,809.00 Homeowner's exemption	$144,556	$201,483 Land $40,000 Building $161,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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