171 Dover Bluff Dr, Orange Park, FL 32073 Property Records

Clay County property record for 171 Dover Bluff Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,573 sqft · built 2003
Lot Size	0.159 acres (6,908 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Jun 2012)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-013-02`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-013-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,573 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,908 sqft (0.159 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished Screened Porch
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	171 DOVER BLUFF DR
City	ORANGE PARK
State	FL
Zip	32073-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 2 CUTTERS POINT AS REC OR 3420 PG 994, 4555 PG 1541
Legal Range	25E
Legal Township	04S
Legal Section	03
Legal Subdivision	CUTTERS POINT
Legal Lot Number	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2000
Census Tract	30206

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	171 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jan 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2012 · Amount on Record
Deed Sale	Jun 18, 2012 · Amount on Record
Prior Sale	Apr 5, 2007 · Amount on Record
Deed Document Number	201232644
Deed Book / Page	3420 / 994
Last Transfer Date	Nov 23, 2021
Transfer Doc	0045551541
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 3, 2026
Property Address	171 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667
Document Number	0000038463
Book / Page	5072 / 1995
Instrument Date	Jul 30, 2026
Instrument	202638463
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667

Mortgage

Document Number	0000038464,
Date	Aug 3, 2026
Instrument	202638464

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jan 5, 2022
Property Address	171 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667
Document Number	0045551541
Book / Page	4555 / 1541
Map Reference	MB 35 PG 59-64
Instrument Date	Nov 23, 2021
Instrument	2022001102
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	UNLIMITED SETTLEMENT SERVICES LLC, UNITED SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667

Mortgage

Document Number	0045551543
Date	Jan 5, 2022
Instrument	4555/1543

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	171 DOVER BLUFF DR, ORANGE PARK, FL 32073-7667
Document Number	0042341951
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	171 DOVER BLUFF DR ORANGE PARK FL 320737667, ORANGE PARK, FL 32073-7667

Mortgage

Document Number	0042341951
Date	Sep 25, 2019
Book Page	004234/001951
Instrument	51370

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00 (+5.3%) Homeowner's exemption	$127,491 (+5.99%)	$256,059 (+3.37%) Land $45,000 Building $211,059
2024	$1,265.00 (-18.44%)
2023	$1,551.00 (+11.82%) Homeowner's exemption	$120,290 (+3%)	$247,722 (+15.98%) Land $45,000 Building $202,722
2022	$1,387.00 Homeowner's exemption	$116,787	$213,584 Land $40,000 Building $173,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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