175 Clearfork N, Morehead, KY 40351 Property Records

Rowan County property record for 175 Clearfork N, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,208 sqft · built 1970
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2022)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`076-00 00 008.00`

Property Details

APN / Parcel Number

Primary APN	`076-00 00 008.00`
Alternative APNs	`1784` `6071` `6429`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,208 sqft Living Area

Exterior

Year Built	Built 1970
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	6429
Street Address	175 CLEARFORK N
City	MOREHEAD
State	KY
Zip	40351-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT CLEARFORK
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	1
Census Block	1044
Census Tract	950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 CLEARFORK N, MOREHEAD, KY 40351-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Oct 4, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	2019160
Deed Book / Page	D285 / 544
Record Updated	Jun 8, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 29, 2022
Property Address	175 CLEARFORK N, MOREHEAD, KY 40351-9535
Document Number	00D285/544
Book / Page	D285 / 544
Map Reference	MB 184 PG 549
Instrument Date	Aug 24, 2022
Instrument	2019160
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 TROTTERS TRL, SHARPSBURG, KY 40374-8152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 CLEARFORK N, MOREHEAD, KY 40351-9535

Mortgage

Document Number	0002019161
Date	Sep 29, 2022
Instrument	2019161

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 4, 2021
Property Address	175 CLEARFORK N, MOREHEAD, KY 40351-9535
Document Number	00D281/461
Book / Page	D281 / 461
Instrument Date	Sep 20, 2021
Instrument	2012515
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 WINCHESTER RD STE 130, 130, LEXINGTON, KY 40505-3757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	175 CLEARFORK N, MOREHEAD, KY 40351-9535
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00 (-1.78%)	$250,000 (-) Land $15,000 Building $235,000	$250,000 (-) Land $15,000 Building $235,000
2023	$2,130.00	$250,000 Land $15,000 Building $235,000	$250,000 Land $15,000 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2001–2017)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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