147 Clearfork N, Morehead, KY 40351 Property Records

Rowan County property record for 147 Clearfork N, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba
Lot Size	0.397 acres (17,305 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Oct 2026)
Tax Bill	$188 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076-00 00 008.01`

Property Details

APN / Parcel Number

Primary APN	`076-00 00 008.01`
Alternative APNs	`2563` `2603` `2747`

Interior

Full Baths	1 Bath

Exterior

Architectural Style	Mobile Home
Lot Area	17,305 sqft (0.397 acres)

Location & Zoning

Account Number	2747
Street Address	147 CLEARFORK N
City	MOREHEAD
State	KY
Zip	40351-9535
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DW GARAGE & LOT CLEARFORK ROAD
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	1
Census Block	1044
Census Tract	950100

Owner

Source: Rowan County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 ROSE LN, CLAY CITY, KY 40312-0489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Deed Document Number	20262051229
Deed Book / Page	301 / 436
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 1, 2026
Property Address	147 CLEARFORK N, MOREHEAD, KY 40351-9535
Document Number	0002051229
Book / Page	301 / 436
Instrument Date	Sep 16, 2026
Instrument	20262051229
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,432.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ROSE LN, CLAY CITY, KY 40312-0489

Mortgage

Document Number	0002051230,
Date	Oct 1, 2026
Instrument	20262051230

Lender

Name	STATEWIDE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$188.00 (-12.56%) Homeowner's exemption	$71,600 (-) Land $10,000 Building $61,600	$71,600 (-) Land $10,000 Building $61,600
2023	$215.00 Homeowner's exemption	$71,600 Land $10,000 Building $61,600	$71,600 Land $10,000 Building $61,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2001–2017)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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