17451 Gunlock Rd, Lutz, FL 33558 Property Records

Pasco County property record for 17451 Gunlock Rd, Lutz, FL 33558

Property Summary

Property TypeMobile Home
Details2 ba · 1,355 sqft · built 1990
Lot Size1 acres (43,750 sqft)
OwnerIndividual Name on File
Last Sale$58,000 (Apr 1999)
Tax Bill$933 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32-26-18-0010-00000-2800

Property Details

APN / Parcel Number

Primary APN32-26-18-0010-00000-2800
Alternative APNs
  • 1826320010000002800
  • 1077302

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,355 sqft Living Area
1st Floor Area1,080 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleMobile Home
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,750 sqft (1 acres)
Garage TypeDetached
Garage Area891 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area599 sqft
Patio Area275 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address17451 GUNLOCK RD
CityLUTZ
StateFL
Zip33558-8443
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeAR
Legal DescriptionSIERRA PINES UNREC PLAT LOT 280 DESC AS COM SE COR OF SEC TH N00DG 23 37E 3062.8 FT ALG EAST BDY OF SEC TH N89DG 46 50W 2675 FT TO POB TH CONT N89DG 46 50W 175 FT TH S00DG 23 37W 250 FT TH S89DG 46 50E 175 FT TH N00DG 23 37E 250 FT TO POB OR 4131 PG
Legal Range18E
Legal Township26S
Legal Section32
Legal SubdivisionSIERRA PINES
Legal Tract10
Legal Lot Number280
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1002
Census Tract31605

Owner

17451 Gunlock Rd, a mobile home, is owned and occupied by an individual who bought it in April 1999.

Source: Pasco County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address17451 GUNLOCK RD, LUTZ, FL 33558-8443
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 1999 · Amount on File
Deed SaleApr 14, 1999 · Amount on File
Deed Book / Page4131 / 1313
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address17451 GUNLOCK RD, LUTZ, FL 33558-8443
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address17451 GUNLOCK RD, LUTZ, FL 33558-8443

Mortgage

Document Number0102331278
DateDec 9, 2020
Book Page10233/1278
Instrument2020209070
Lender
NameGTE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 17451 Gunlock Rd was $933 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,620 (+2.9%)$165,895 (-0.14%) Land $96,250 Building $69,645
2025$933.00 Homeowner's exemption$84,180$166,123 Land $96,250 Building $69,873
2023$852.00 (+13.45%) Additional exemption filed$79,430 (+3%)$164,397 (+14.75%) Land $96,250 Building $68,147
2022$751.00 Homeowner's exemption$77,120$143,264 Land $80,063 Building $63,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17451 Gunlock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims30 (1987–2024)
Claims Outside the SFHA11 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17451 Gunlock Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

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