1745 W Kavanagh Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 1745 W Kavanagh Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,262 sqft · built 1990
Lot Size	0.139 acres (6,058 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Feb 2000)
Tax Bill	$1,369 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`214-060-070-000`

Property Details

APN / Parcel Number

Primary APN	`214-060-070-000`
Alternative APN	`214-060-07`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,262 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,058 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	214-060-07
Street Address	1745 W KAVANAGH AVE
City	TRACY
State	CA
Zip	95376-0725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7
Legal Subdivision	BLOSSOM VALLEY
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2010
Census Tract	5312

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS
Jan 4, 2022	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Apr 4, 2019	Deed of Trust, Mortgage · VA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2000 · Amount on Record
Deed Sale	Feb 29, 2000 · Amount on Record
Deed Document Number	200021139
Prior Transfer Date	Nov 25, 1998
Prior Transfer Doc	0000155041
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 3, 2026
Property Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725
Document Number	0000050380
Instrument Date	May 21, 2026
Instrument	202650380
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725

Mortgage

Document Number	0000050380,
Date	Jun 3, 2026
Instrument	202650380

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725

Mortgage

Document Number	0000001138
Date	Jan 4, 2022
Instrument	2022-001138

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725

Mortgage

Document Number	0000086661
Date	May 18, 2021
Instrument	2021-086661

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Mar 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070425
Date	Jun 26, 2018
Instrument	2018-070425

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725
Document Number	0000002573
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 W KAVANAGH AVE TRACY CA 953760725, TRACY, CA 95376-0725

Mortgage

Document Number	0000002573
Date	Jan 7, 2020
Instrument	2573

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1745 W KAVANAGH AVE, TRACY, CA 95376-0725
Document Number	0000035828
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 W KAVANAGH AVE TRACY CA 953760725, TRACY, CA 95376-0725

Mortgage

Document Number	0000035828
Date	Apr 11, 2019
Instrument	35828

Lender

Name	ORION LNDG
Address	ORANGES, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,369.00 (-43.08%)
2025	$2,405.00 (+6.04%) Veteran's exemption	$368,854 (+4.04%) Land $122,950 Building $245,904
2023	$2,268.00 (+51.71%) Disabled Person's exemption Veteran's exemption	$354,533 Land $118,177 Building $236,356	$636,390
2022	$1,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband.

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