Monterey County property record for 1745 Harding St, Seaside, CA 93955
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 728 sqft · built 1957 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $378,000 (Sep 2016) |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 012-762-021-000 |
| Primary APN | 012-762-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,200 sqft (0.096 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 012-762-021 |
|---|---|
| Street Address | 1745 HARDING ST |
| City | SEASIDE |
| State | CA |
| Zip | 93955-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL MONTE HEIGHTS MAP 3 LOTS 1160 & 1162 BLK 17 & W 1/2 HARDING ST ADJ |
| Legal Subdivision | CASA VERDE VILLAS |
| Legal Block | 17 |
| Legal Lot Number | 1162 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 13800 |
1745 Harding St is owned and occupied by an individual who bought it in September 2016.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1745 HARDING ST, SEASIDE, CA 93955-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on File |
| Deed Sale | Sep 27, 2016 · Amount on File |
| Prior Sale | Dec 29, 1998 |
| Deed Document Number | 201655786 |
| Prior Transfer Date | Apr 6, 2004 |
| Prior Transfer Doc | 0000036474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1745 HARDING ST, SEASIDE, CA 93955-3923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1745 HARDING ST, SEASIDE, CA 93955-3923 |
| Document Number | 0000063814 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021063814 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 1745 Harding St was $5,021.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Seaside City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $447,469 (+2%) Land $325,543 Building $121,926 | |
| 2025 | $5,021.00 | $438,696 Land $319,160 Building $119,536 |
| 2023 | $5,269.00 (+15.07%) | $421,663 Land $306,767 Building $114,896 |
| 2022 | $4,579.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1745 Harding St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1745 Harding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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