1739 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1739 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,514 sqft · built 1958
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Aug 2016)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`012-762-042-000`

Property Details

APN / Parcel Number

Primary APN	`012-762-042-000`
Alternative APN	`012-762-042`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,600 sqft (0.129 acres)
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-762-042
Street Address	1739 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOTS 1154 & 1156 BLK 17 EXC ELY 2 FT TO CITY HANNON PROJECT UNIT 2 TR 620 LOT H BLK 092
Legal Subdivision	CASA VERDE VILLAS
Legal Tract	620
Legal Block	17
Legal Lot Number	1156
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2014
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1739 HARDING ST, SEASIDE, CA 93955-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage S1L INC
Aug 7, 2017	Deed of Trust, Mortgage · Conventional with PMI PRINCETON CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2016 · Amount on Record
Deed Sale	Aug 12, 2016 · Amount on Record
Prior Sale	Oct 27, 2014 · Amount on Record
Deed Document Number	201646234
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1739 HARDING ST, SEASIDE, CA 93955-3923
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY SALI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 HARDING ST, SAND CITY, CA 93955-3923

Mortgage

Document Number	0000062924
Date	Sep 21, 2021
Instrument	2021062924

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1739 HARDING ST, SEASIDE, CA 93955-3923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036689
Date	Jul 27, 2020
Instrument	2020036689

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1739 HARDING ST, SEASIDE, CA 93955-3923
Document Number	0000031117
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1739 HARDING ST SEASIDE CA 939553923, SEASIDE, CA 93955-3923

Mortgage

Document Number	0000031117
Date	Jun 29, 2020
Instrument	31117

Lender

Name	S1L INC
Address	3131 CAMINO DEL RIO N # 150, SAN DIEGO, CA 92108-5758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1739 HARDING ST, SEASIDE, CA 93955-3923
Document Number	0000042893
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1739 HARDING ST SEASIDE CA 939553923, SEASIDE, CA 93955-3923

Mortgage

Document Number	0000042893
Date	Aug 11, 2017
Instrument	42893

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,460 (+2%) Land $325,543 Building $224,917
2025	$6,164.00 (+7.99%)	$539,667 (+4.04%) Land $319,160 Building $220,507
2023	$5,708.00 (+1.39%)	$518,713 Land $306,767 Building $211,946
2022	$5,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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