1745 Elm St, Chico, CA 95928 Property Records

Butte County property record for 1745 Elm St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1946
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Aug 2017)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-252-013-000`

Property Details

APN / Parcel Number

Primary APN	`005-252-013-000`
Alternative APN	`005-252-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	005-252-013
Street Address	1745 ELM ST
City	CHICO
State	CA
Zip	95928-6644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	1745 ELM ST
Legal Subdivision	AISTHORP
Legal Block	3
Legal Lot Number	4
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2001
Census Tract	1300

Owner

1745 Elm St is owned and occupied by an individual who acquired it in January 2020.

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1745 ELM ST, CHICO, CA 95928-6644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 16, 2017	Grant Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Prior Sale	Aug 4, 2015 · Amount on File
Deed Document Number	201728281
Last Transfer Date	Jan 7, 2020
Transfer Doc	0000001397
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jan 14, 2022
Property Address	1745 ELM ST, CHICO, CA 95928-6644
Document Number	0000001397
Map Reference	MB 4 PG 22
Instrument Date	Jan 7, 2022
Instrument	2022-0001397
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 ELM ST, CHICO, CA 95928-6644

Mortgage

Document Number	0000001398
Date	Jan 14, 2022
Instrument	2022-0001398

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 16, 2017
Property Address	1745 ELM ST, CHICO, CA 95928-6644
Document Number	0000028281
Map Reference	MB4 PG22
Instrument Date	Aug 11, 2017
Instrument	2017-0028281
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TIMIOS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 ELM ST, CHICO, CA 95928-6644
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028282
Date	Aug 16, 2017
Instrument	2017-0028282

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1745 Elm St was $2,806 with a homeowner's exemption, up 7.3% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,679 (+2%) Land $139,267 Building $111,412
2025	$2,806.00 (+7.26%) Homeowner's exemption	$245,765 Land $136,537 Building $109,228
2024	$2,616.00 (+1.24%)		$295,020
2023	$2,584.00 (+1.57%) Homeowner's exemption	$236,224 Land $131,236 Building $104,988
2022	$2,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1745 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1745 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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