1740 Elm St, Chico, CA 95928 Property Records

Butte County property record for 1740 Elm St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 869 sqft · built 1910
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jan 2025)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-251-006-000`

Property Details

APN / Parcel Number

Primary APN	`005-251-006-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	869 sqft Living Area
1st Floor Area	869 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1740 ELM ST
City	CHICO
State	CA
Zip	95928-6645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	1740 ELM ST
Legal Subdivision	AISTHORP
Legal Block	2
Legal Lot Number	9
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2002
Census Tract	1300

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1740 ELM ST, CHICO, CA 95928-6645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 19, 2017	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	20251035
Prior Transfer Date	Oct 10, 2014
Prior Transfer Doc	0000033018
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1740 ELM ST, CHICO, CA 95928-6645
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 ELM ST, CHICO, CA 95928-6645

Mortgage

Document Number	0000026151
Date	Sep 26, 2023
Instrument	2023-0026151

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Oct 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1740 ELM ST, CHICO, CA 95928-6645
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 ELM ST, CHICO, CA 95928-6645

Mortgage

Document Number	0000054484
Date	Dec 21, 2021
Instrument	2021-0054484

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1740 ELM ST, CHICO, CA 95928-6645
Document Number	0000036091
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	CONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 ELM ST CHICO CA 959286645, CHICO, CA 95928-6645

Mortgage

Document Number	0000036091
Date	Oct 10, 2017
Instrument	36091

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,700 (+57.96%) Land $193,800 Building $147,900
2025	$2,548.00 (+8.56%)	$216,323 (+4.04%) Land $84,124 Building $132,199
2024			$296,550
2023	$2,347.00 (+1.51%)	$207,924 Land $80,858 Building $127,066
2022	$2,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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