Santa Clara County property record for 17445 Ringel Dr, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,176 sqft · built 1988 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,299,000 (May 2018) |
| Tax Bill | $16,862 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 728-20-032 |
| Primary APN | 728-20-032 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,176 sqft Living Area |
| 1st Floor Area | 1,597 sqft |
| 2nd Floor Area | 1,579 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 4,040 sqft |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 17445 RINGEL DR |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-3386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 7927 RANCHO CORDOBA BOOK 583 PAGE 31 PAGE 32 LOT 32 |
| Legal Subdivision | RANCHO CORDOBA |
| Legal Tract | 7927 |
| Legal Lot Number | 32 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 512308 |
17445 Ringel Dr is owned by a company that bought it in May 2018.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Intrafamily Transfer, Transfer |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 16, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Dec 12, 2019 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| May 11, 2018 | Grant Deed, Transfer · ARM GUARANTEED RATE INC |
| Jan 17, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on File |
| Deed Sale | May 11, 2018 · Amount on File |
| Deed Document Number | 201823930609 |
| Prior Transfer Date | Feb 21, 1996 |
| Prior Transfer Doc | 0013289570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 29, 2025 |
| Property Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Document Number | 0025892152 |
| Map Reference | MB 583 PG 31 & 32 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 25892152 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Document Number | 0025047873 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 25047873 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Document Number | 0024363063 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 17445 RINGEL DR MORGAN HILL CA 950373386, MORGAN HILL, CA 95037-3386 |
| Document Number | 0024363063 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 24363063 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Document Number | 0024363064 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 17445 RINGEL DR MORGAN HILL CA 950373386, MORGAN HILL, CA 95037-3386 |
| Document Number | 0024363064 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 24363064 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 11, 2018 |
| Property Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Document Number | 0023930609 |
| Map Reference | MB583 PG31&32 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 23930609 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Document Number | 0023930610 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 23930610 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Number | 0023930611 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 23930611 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 17, 2017 |
| Property Address | 17445 RINGEL DR, MORGAN HILL, CA 95037-3386 |
| Document Number | 0023559049 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 23559049 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 17445 RINGEL DR MORGAN HILL CA 950373386, MORGAN HILL, CA 95037-3386 |
The 2025 property tax bill for 17445 Ringel Dr was $16,862.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,507,594 (+2%) Land $992,298 Building $515,296 | |
| 2025 | $16,862.00 | $1,478,035 Land $972,842 Building $505,193 |
| 2023 | $16,335.00 (+1.69%) | $1,420,643 Land $935,066 Building $485,577 |
| 2022 | $16,063.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 17445 Ringel Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17445 Ringel Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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