1744 Lora Ln, Defiance, OH 43512 Property Records

Defiance County property record for 1744 Lora Ln, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,606 sqft · built 1957
Lot Size	0.263 acres (11,478 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2026)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Apr 2007 Mortgage Sep 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`J040176A03300`

Property Details

APN / Parcel Number

Primary APN	`J040176A03300`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	3,884 sqft
1st Floor Area	1,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,478 sqft (0.263 acres)
Lot Dimensions	140 ft deep x 82 ft wide
Garage Type	Attached - Unfinished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1744 LORA LN
City	DEFIANCE
State	OH
Zip	43512-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER SNYDER SUB LOT 36
Legal Subdivision	MILLER-SNYDER
Legal Lot Number	36
Jurisdiction	DEFIANCE OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1040
Census Tract	958800

Owner

Source: Defiance County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1744 LORA LN, DEFIANCE, OH 43512-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2007	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 6, 2011	Deed of Trust, Mortgage MIDWEST COMMUNITY FCU
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO
Aug 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	20261828
Deed Book / Page	481 / 1767
Record Updated	Oct 29, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1744 LORA LN, DEFIANCE, OH 43512-2519
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00315/1650
Date	Apr 9, 2007
Book Page	315/1650
Instrument	200700001829

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 3, 2027

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1744 LORA LN, DEFIANCE, OH 43512-2519
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00354/2801
Date	Sep 6, 2011
Book Page	354/2801
Instrument	201100004136

Lender

Name	MIDWEST COMMUNITY FCU
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2041

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	May 22, 2026
Property Address	1744 LORA LN, DEFIANCE, OH 43512-2519
Document Number	0000001828
Book / Page	481 / 1767
Instrument Date	May 22, 2026
Instrument	20261828
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	COVIUS SOLUTION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 LORA LN, DEFIANCE, OH 43512-2519

Mortgage

Document Number	315/1650,
Date	May 22, 2026
Instrument	20261829

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	May 22, 2026
Property Address	1744 LORA LN, DEFIANCE, OH 43512-2519
Document Number	00481/1767
Book / Page	481 / 1767
Instrument Date	May 22, 2026
Instrument	20261828
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	COVIUS SOLUTION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 LORA LN, DEFIANCE, OH 43512-2519

Mortgage

Document Number	0000001829,
Date	May 22, 2026
Instrument	20261829

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Mar 28, 2024
Property Address	1744 LORA LN, DEFIANCE, OH 43512-2519
Document Number	000463/516
Book / Page	463 / 516
Instrument Date	Mar 17, 2024
Instrument	202400000975
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1744 LORA LN, DEFIANCE, OH 43512-2519

Mortgage

Document Number	202400000976
Date	Mar 28, 2024
Instrument	202400000976

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 14, 2020
Property Address	1744 LORA LN, DEFIANCE, OH 43512-2519
Document Number	430/1789
Book / Page	430 / 1789
Instrument Date	Aug 13, 2020
Instrument	202000003663
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9333 MAYBECK WAY, ELK GROVE, CA 95758-7636

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Richland Township
Municipality	Defiance City
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00	$36,780 (-) Land $5,100 Building $31,680
2024	$1,352.00 (+1.05%)	$36,780 (-) Land $5,100 Building $31,680	$105,070 (-0.01%) Land $14,560 Building $90,510
2023	$1,338.00 (-17.15%)	$36,780 (+1.66%) Land $5,100 Building $31,680	$105,085 (+1.68%) Land $14,571 Building $90,514
2022	$1,615.00	$36,180 Land $5,020 Building $31,160
2020			$103,350 Land $14,330 Building $89,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1990)
Most Recent Claim	Dec 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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