1735 Lora Ln, Defiance, OH 43512 Property Records

Defiance County property record for 1735 Lora Ln, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1959
Lot Size	0.524 acres (22,821 sqft)
Owner	Individual Name on Record
Last Sale	$71,000 (Oct 2001)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`J040176A02600`

Property Details

APN / Parcel Number

Primary APN	`J040176A02600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	3,568 sqft
1st Floor Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,821 sqft (0.524 acres)
Lot Dimensions	163 ft deep x 140 ft wide
View / Lot	Waterfront
Garage Type	Attached - Unfinished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	704 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1735 LORA LN
City	DEFIANCE
State	OH
Zip	43512-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER-SNYDER SUB LOT 46 PT & 55 PT
Legal Subdivision	MILLER-SNYDER
Legal Lot Number	46
Jurisdiction	DEFIANCE OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1005
Census Tract	958800

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1735 LORA LN, DEFIANCE, OH 43512-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit STATE BANK AND TRUST COMPANY
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2001 · Amount on Record
Deed Sale	Oct 18, 2001 · Amount on Record
Prior Sale	Nov 3, 1997
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Jun 5, 2026
Property Address	1735 LORA LN, DEFIANCE, OH 43512-2518
Document Number	0000002018
Book / Page	481 / 2812
Instrument Date	Jun 4, 2026
Instrument	20262018
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1735 LORA LN, DEFIANCE, OH 43512-2518

Mortgage

Document Number	0000002018,
Date	Jun 5, 2026
Book Page	481/2812
Instrument	20262018

Lender

Name	STATE BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1735 LORA LN, DEFIANCE, OH 43512-2518
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CLINTON ST, DEFIANCE, OH 43512-2632

Mortgage

Document Number	00454/2222
Date	Feb 10, 2023
Book Page	454/2222
Instrument	202300000421

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Richland Township
Municipality	Defiance City
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00	$37,910 (-) Land $8,200 Building $29,710
2024	$1,363.00 (+1.04%)	$37,910 (-) Land $8,200 Building $29,710	$108,320 (+0.01%) Land $23,440 Building $84,880
2023	$1,349.00 (-3.99%)	$37,910 (+17.84%) Land $8,200 Building $29,710	$108,313 (+17.83%) Land $23,428 Building $84,885
2022	$1,405.00	$32,170 Land $8,070 Building $24,100
2020			$91,920 Land $23,060 Building $68,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1990)
Most Recent Claim	Dec 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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