1743 Upper Bermudian Rd, Gardners, PA 17324 Property Records

Adams County property record for 1743 Upper Bermudian Rd, Gardners, PA 17324

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,605 sqft · built 1992
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$24,500 (Nov 1989)
Tax Bill	$5,285 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`40 H05-0015B-000`

Property Details

APN / Parcel Number

Primary APN	`40 H05-0015B-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,605 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1743 UPPER BERMUDIAN RD
City	GARDNERS
State	PA
Zip	17324-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	L-0002
Jurisdiction	ADAMS PA
Township / Civil Division	TYRONE
Census Block Group	2
Census Block	2043
Census Tract	30200

Owner

Source: Adams County assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Deed of Trust, Mortgage ACNB BANK
Aug 17, 2018	Deed of Trust, Mortgage ACNB BANK
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Jun 21, 2012	Deed of Trust, Mortgage · Line of Credit ACNB BANK
Jun 21, 2012	Deed of Trust, Mortgage ACNB BANK
Jun 21, 2012	Deed of Trust, Mortgage ACNB BANK
Sep 11, 2008	Deed of Trust, Mortgage ADAMS COUNTY NATIONAL BANK
Jul 17, 2008	Deed of Trust, Mortgage · Line of Credit ADAMS COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 1989 · Amount on Record
Deed Sale	Nov 14, 1989 · Amount on Record
Deed Book / Page	539 / 567
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006410/0000000270
Date	Aug 17, 2018
Book Page	0000006410/0000000270
Instrument	201800009293

Lender

Name	ACNB BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	173 Months
Due	Jan 1, 2033

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006410/0000000280
Date	Aug 17, 2018
Book Page	0000006410/0000000280
Instrument	201800009294

Lender

Name	ACNB BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	233 Months
Due	Jan 1, 2038

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773

Mortgage

Document Number	007155/591
Date	Nov 21, 2023
Book Page	7155/591

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005718/064
Date	Jun 21, 2012
Book Page	5718/064

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005718/074
Date	Jun 21, 2012
Book Page	5718/074

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount Recorded
Term	132 Months
Due	Jun 15, 2023

Interest

Rate Type	Adjustable Rate

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005718/084
Date	Jun 21, 2012
Book Page	5718/084

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 27, 2022

Interest

Rate Type	Adjustable Rate

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005287/049
Date	Sep 11, 2008
Book Page	5287/049
Instrument	05287_00049

Lender

Name	ADAMS COUNTY NATIONAL BANK
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2023

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	1743 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9773
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005263/079
Date	Jul 17, 2008
Book Page	5263/079
Instrument	05263_00079

Lender

Name	ADAMS COUNTY NATIONAL BANK
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Tyrone Township
Unified School District	Upper Adams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,285.00 (+3.38%)	$246,400 (-) Land $76,000 Building $170,400
2024	$5,112.00	$246,400 (-) Land $76,000 Building $170,400
2023	$5,112.00	$246,400 Land $76,000 Building $170,400
2010			$246,400 Land $76,000 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CTI Networks Fixed Wireless · not low latency	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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