Adams County property record for 1585 Upper Bermudian Rd, Gardners, PA 17324 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,080 sqft · built 1990 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Oct 2025) |
| Tax Bill | $4,686 (2026) |
| Deeds & Mortgages | Feb 2020 Refinance Mar 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40 G05-0025A-000 |
| Primary APN | 40 G05-0025A-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,080 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Detached |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Street Address | 1585 UPPER BERMUDIAN RD |
|---|---|
| City | GARDNERS |
| State | PA |
| Zip | 17324-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | TYRONE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 30200 |
Source: Adams County records · APN 40 G05-0025A-000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1585 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK |
| Mar 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO |
| Apr 13, 2009 | Deed of Trust, Mortgage · Line of Credit SUSQUEHANNA BANK |
| Dec 19, 2006 | Deed of Trust, Mortgage · Line of Credit COMMUNITYBANKS |
| Oct 22, 2025 | Deed, Transfer · Conventional Mortgage MEMBERS 1ST FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2006 · Amount on Record |
| Deed Book / Page | 7398 / 634 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 1585 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9759 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006588/306 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 6588/306 |
| Instrument | 202000002403 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 1585 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9759 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006469/434 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 6469/434 |
| Instrument | 201900002538 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 1585 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9759 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005351/556 |
|---|---|
| Date | Apr 13, 2009 |
| Book Page | 5351/556 |
| Instrument | 05351_00556 |
| Name | SUSQUEHANNA BANK |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 1585 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9759 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004681/253 |
|---|---|
| Date | Dec 19, 2006 |
| Book Page | 4681/253 |
| Instrument | 04681_00253 |
| Name | COMMUNITYBANKS |
|---|---|
| Type | Bank |
| Address | NEW OXFORD, PA 17350 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 28, 2016 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Oct 22, 2025 |
| Property Address | 1585 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9759 |
| Document Number | 007398/634 |
| Book / Page | 7398 / 634 |
| Instrument Date | Oct 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1585 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9759 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1585 UPPER BERMUDIAN RD, GARDNERS, PA 17324-9759 |
| Document Number | 0007398639 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 7398/639 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Adams County records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| County Subdivision | Tyrone Township |
| Unified School District | Upper Adams School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,686.00 (-5.18%) | $218,500 (-0.05%) Land $76,000 Building $142,500 | |
| 2025 | $4,942.00 (+8.95%) | $218,600 (-) Land $76,000 Building $142,600 | |
| 2024 | $4,536.00 | $218,600 Land $76,000 Building $142,600 | |
| 2010 | $218,500 Land $76,000 Building $142,500 |
Source: FEMA National Flood Hazard Layer, Adams County (42001C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420010302002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Xfinity | Cable | 1,200 / 35 | Yes |
| CTI Networks | Fixed Wireless (unlicensed) | 200 / 50 | No |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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