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17428 Co Rd 45, Clearwater, MN 55320 Property Records

Stearns County property record for 17428 Co Rd 45, Clearwater, MN 55320

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,220 sqft · built 2009
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on Record
Last Sale$462,500 (Apr 2014)
Tax Bill$4,852 (2026)
Deeds & MortgagesSep 2026 Transfer
Flood ZoneZone X (minimal risk)
APN19-10354-0005

Property Details

APN / Parcel Number

Primary APN19-10354-0005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,220 sqft Living Area
Gross Area2,886 sqft
1st Floor Area2,220 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeTilt-Up Concrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,742,400 sqft (40 acres)
Garage TypeAttached
Garage Area1,049 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address17428 COUNTY ROAD 45
CityCLEARWATER
StateMN
Zip55320-1803
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code2B
Legal Description40.00A NW4SW4 SECTION 18 TOWNSHIP 122 RANGE 027 SECTION 18 TOWNSHIP 122 RANGE 027
Legal Range27W
Legal Township122
Legal Section18
JurisdictionSTEARNS MN
Township / Civil DivisionLYNDEN
Census Block Group2
Census Block2067
Census Tract11202

Owner

Source: Stearns County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17428 COUNTY ROAD 45, CLEARWATER, MN 55320-1803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2014 · Amount on Record
Deed SaleApr 7, 2014 · Amount on Record
Prior SaleJul 21, 2008 · Amount on Record
Deed Document Number201466599
Last Transfer DateAug 31, 2026
Transfer Doc0001721116
Record UpdatedOct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTEARNS MN
Recording DateSep 17, 2026
Property Address17428 COUNTY ROAD 45, CLEARWATER, MN 55320-1803
Document Number0001721116
Instrument DateAug 31, 2026
Instrument20261721116
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17428 COUNTY ROAD 45, CLEARWATER, MN 55320-1803

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
County SubdivisionLynden Township
Unified School DistrictAnnandale Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,852.00 (+12.84%)$768,100 (+7.85%) Land $273,000 Building $495,100$768,100 (+7.85%) Land $273,000 Building $495,100
2025$712,200 (+3.55%) Land $235,600 Building $476,600$712,200 (+3.55%) Land $235,600 Building $476,600
2023$4,300.00$687,800 Land $219,700 Building $468,100$687,800 Land $219,700 Building $468,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber		5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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