1742 Bear Head State Park Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1742 Bear Head State Park Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,365 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$368,000 (Jul 2021)
Tax Bill	$3,552 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`317-0010-02642`

Property Details

APN / Parcel Number

Primary APN	`317-0010-02642`
Alternative APN	`1113882`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,365 sqft Gross Area
1st Floor Area	1,365 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	2,216 sqft

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	16 sqft
Cabin	308 sqft
Storage Building	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1113882
Street Address	1742 BEAR HEAD STATE PARK RD
City	ELY
State	MN
Zip	55731-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	SE1/4 OF SE1/4 EX PART LYING S OF CO RD#128 SERIAL #
Legal Range	14W
Legal Township	62N
Legal Section	15
Legal Subdivision	EAGLES NEST TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	EAGLES NEST
Census Block Group	2
Census Block	2172
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1742 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	20211044389
Prior Transfer Date	Jan 21, 2015
Prior Transfer Doc	0000953758
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1742 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1742 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013

Mortgage

Document Number	0001077130
Date	Feb 23, 2024
Instrument	1077130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 28, 2021
Property Address	1742 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013
Document Number	0001044389
Instrument Date	Jun 16, 2021
Instrument	1044389
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,214.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1742 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013

Mortgage

Document Number	0001044390
Date	Jul 28, 2021
Instrument	1044390

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Eagles Nest Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,552.00 (+8.96%) Homeowner's exemption
2025	$3,260.00 (-3.83%) Homeowner's exemption	$474,000 (+13.86%) Land $224,600 Building $249,400	$474,000 (+13.86%) Land $224,600 Building $249,400
2024	$3,390.00	$416,300 (+11.43%) Land $253,700 Building $162,600	$416,300 (+11.43%) Land $253,700 Building $162,600
2022		$373,600 Land $231,800 Building $141,800	$373,600 Land $231,800 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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