1739 Bear Head State Park Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1739 Bear Head State Park Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft
Lot Size	5.08 acres (221,285 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2026)
Tax Bill	$1,290 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-0010-02645`

Property Details

APN / Parcel Number

Primary APN	`317-0010-02645`
Alternative APN	`1031692`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	605 sqft
Finished Basement	605 sqft

Exterior

Exterior Material	Wood
Construction Type	Frame
Lot Area	221,285 sqft (5.08 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	200 sqft
Utility Building	960 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1031692
Street Address	1739 BEAR HEAD STATE PARK RD
City	ELY
State	MN
Zip	55731-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	ELY 257.68 FT OF SE1/4 OF SE1/4 LYING S OFCOUNTY HWY 128 SERIAL #
Legal Range	14W
Legal Township	62N
Legal Section	15
Legal Subdivision	EAGLES NEST TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	EAGLES NEST
Census Block Group	1
Census Block	1013
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1739 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Dec 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Jun 6, 2017	Grant Deed, Transfer · Conventional with PMI MARKETPLACE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	20261102294
Prior Transfer Date	Sep 9, 2021
Prior Transfer Doc	0001051365
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 9, 2026
Property Address	1739 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013
Document Number	0001102294
Instrument Date	May 21, 2026
Instrument	20261102294
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NORTHCOAST TITLE, NORTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,324.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013

Mortgage

Document Number	0001102294,
Date	Jun 9, 2026
Instrument	20261102294

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 23, 2021
Property Address	1739 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013
Document Number	0001051365
Instrument Date	Aug 23, 2021
Instrument	1051365
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013

Mortgage

Document Number	0001051366
Date	Dec 23, 2021
Instrument	1051366

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Oct 1, 2041

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 6, 2017
Property Address	1739 BEAR HEAD STATE PARK RD, ELY, MN 55731-8013
Document Number	000T985628
Instrument Date	May 31, 2017
Instrument	T985628
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1739 BEAR HEAD STATE PARK RD ELY MN 557318013, ELY, MN 55731-8013

Mortgage

Document Number	T985629
Date	Jun 6, 2017
Instrument	T985629

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Eagles Nest Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,290.00 (+39.31%) Homeowner's exemption
2025	$926.00 (-28.33%) Homeowner's exemption	$229,000 (+28.8%) Land $62,000 Building $167,000	$229,000 (+28.8%) Land $62,000 Building $167,000
2024	$1,292.00	$177,800 (-) Land $46,700 Building $131,100	$177,800 (-) Land $46,700 Building $131,100
2022		$177,800 Land $46,700 Building $131,100	$177,800 Land $46,700 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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