1741 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 1741 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$306,500 (Aug 2025)
Tax Bill	$5,077 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`74-01-129-0111-001`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0111-001`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	134 ft deep x 65 ft wide

Location & Zoning

Account Number	74011290111001
Street Address	1741 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 522 DESCRIBED AS BEG AT NE COR OF LOT 522, TH N 56D 55M 42S W 134.48', TH S 33D 30M 23S W 65.2', TH S 57D 0M 51S
Legal Subdivision	SUPRVRS ROY T GILBERTS 4-ALGON
Legal Lot Number	522
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1016
Census Tract	649000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 COVE RD, WALES, MI 48027-3509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 10, 2021	Intrafamily Transfer, Subdivision Related Transfer JBN TITLE, JB TITLE
Mar 10, 2021	Warranty Deed, Transfer JBN TITLE, JB TITLE
Jul 2, 2018	Warranty Deed, Construction Loan FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Jul 9, 2024 · Amount on Record
Deed Document Number	2025016088
Deed Book / Page	5844 / 822
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 27, 2025
Property Address	1741 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347
Document Number	0005844822
Book / Page	5844 / 822
Map Reference	LB 49 PG 1 & 2
Instrument Date	Aug 8, 2025
Instrument	2025016088
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,298.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1741 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 COVE RD, WALES, MI 48027-3509

Mortgage

Document Number	2025014940
Date	Aug 27, 2025
Instrument	2025014940

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

March 2021: Intrafamily Transfer, Subdivision Related Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 10, 2021
Property Address	1741 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347
Document Number	0005332604
Book / Page	5332 / 604
Instrument Date	Feb 22, 2021
Instrument	2021007069
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 10, 2021
Property Address	1741 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347
Document Number	0005332606
Book / Page	5332 / 606
Map Reference	LB 49 PG 1&2
Instrument Date	Feb 22, 2021
Instrument	2021007070
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount Recorded
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1741 SAINT CLAIR RIVER DR, 1741, ALGONAC, MI 48001-1347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 2, 2018
Property Address	1741 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347
Document Number	0049630392
Book / Page	004963 / 000392
Instrument Date	Jun 25, 2018
Transaction Type	Construction Loan
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$240.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	516 STATE ST ALGONAC MI 480011618, ALGONAC, MI 48001-1618

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,800 (+21.15%)
2024	$5,077.00 (+12%)		$311,600 (+21.15%)
2023		$128,600
2022	$4,533.00		$257,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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