1725 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 1725 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,279 sqft · built 1946
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (Oct 2009)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-01-129-0113-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0113-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	1,015 sqft
Basement Area	2,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	134 ft deep x 55 ft wide
Garage Area	560 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1725 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SE'LY 134' OF LOT 524 SUPERVISOR ROY T GILBERT'S PLAT NO. 4
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #4
Legal Lot Number	524
Legal Unit	524
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1016
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1725 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 1, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2009 · Amount on Record
Deed Sale	Oct 30, 2009 · Amount on Record
Prior Sale	Jul 10, 2008 · Amount on Record
Deed Document Number	200924021
Deed Book / Page	3995 / 532
Prior Transfer Date	Aug 7, 2008
Prior Transfer Doc	3871/662
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1725 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347

Mortgage

Document Number	0005651973
Date	Sep 6, 2023
Book Page	5651/973
Instrument	2023015737

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1725 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1347
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4416 LOIS DR, PIGEON, MI 48755-9768

Mortgage

Document Number	5249589
Date	Oct 1, 2020
Book Page	5249/589
Instrument	2020024103

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,600 (+5.16%)	$179,200 (+5.16%)
2025	$1,991.00 (+2.1%) Homeowner's exemption	$85,200 (+22.41%)
2024	$1,950.00 (+12.52%)		$170,400 (+22.41%)
2023		$69,600
2022	$1,733.00		$139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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