1740 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1740 State St, Schenectady, NY 12304

Property Summary

Property Type	Mixed Use Store/Office
Details	6,486 sqft · built 1999
Lot Size	0.562 acres (24,500 sqft)
Owner	2 Company Names on Record
Last Sale	$160,000 (Sep 1998)
Deeds & Mortgages	Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`421500 60.38-2-17.1`

Property Details

APN / Parcel Number

Primary APN	`421500 60.38-2-17.1`
Alternative APN	`150006003800020170010000`

Interior

Stories	1 Story
Building Area	6,486 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	24,500 sqft (0.562 acres)
Lot Dimensions	175 ft deep x 140 ft wide
Porch	Slab
Porch Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1740 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-1808
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	05 - COMME
Legal Description	27-28 1 BLOCK-DAY CARE 0005230522 N/A
Legal Block	2
Legal Lot Number	17.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2005
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	214 STATE ST, SCHENECTADY, NY 12305-1806
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1998 · Amount on Record
Deed Sale	Sep 23, 1998 · Amount on Record
Deed Book / Page	1543 / 659
Record Updated	Sep 20, 2026

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 6, 2017
Property Address	1740 STATE ST, SCHENECTADY, NY 12304-1808
Book / Page	004746 / 000556
Instrument Date	Feb 15, 2017
Instrument	9937
Transaction Type	Mortgage
Record Updated	Mar 9, 2017
Title Company	GCA ABSTRACT COMPANY, GCA ABS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 BRITISH AMERICAN BOULEVARD 2ND F LATHAM NY 12110, LATHAM, NY 12110

Mortgage

Document Number	0000009937
Date	Mar 6, 2017
Book Page	004746/000556
Instrument	9937

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	515 BROADWAY, ALBANY, NY 12207-2916

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$623,500 (-) Land $43,900 Building $579,600	$1,032,456 (+30.82%) Land $72,694 Building $959,762
2023	$623,500 Land $43,900 Building $579,600	$789,241 Land $55,570 Building $733,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20