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1738 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1738 State St, Schenectady, NY 12304

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,720 sqft · built 1987
Lot Size0.176 acres (7,650 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Mar 2018)
Tax Bill$5,292 (2026)
Deeds & MortgagesMar 2025 Sale
Jun 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 60.30-3-65

Property Details

APN / Parcel Number

Primary APN421500 60.30-3-65
Alternative APN
  • 150006003000030650000000

Interior

Stories2 Stories
Building Area1,720 sqft Gross Area
Basement Area758 sqft
Unfinished Basement758 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area7,650 sqft (0.176 acres)
Lot Dimensions170 ft deep x 45 ft wide
PorchSlab
Porch Area294 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1738 STATE ST
CitySCHENECTADY
StateNY
Zip12304-1833
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description2 STUCCO AND GARAGE
Legal SubdivisionLAND DEVELOPMENT COMPANY
Legal Block3
Legal Lot Number65.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2004
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address234 VAN WIES POINT RD, GLENMONT, NY 12077-4222
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2025Redemption Deed, Transfer
Jun 3, 2020Loan Modification, Mortgage
ZACHARY BRANDOW
Feb 26, 2020Warranty Deed, Transfer · Conventional with PMI
ZACHARY BRANDOW
Mar 30, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2018 · Amount on Record
Deed SaleMar 30, 2018 · Amount on Record
Deed Document Number201813505
Deed Book / Page1984 / 143
Record UpdatedOct 29, 2026

March 2025: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionSCHENECTADY NY
Recording DateMar 25, 2025
Property Address1738 STATE ST, SCHENECTADY, NY 12304-1833
Document Number0000007238
Instrument DateMar 25, 2025
Instrument202507238
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1738 STATE ST, SCHENECTADY, NY 12304-1833
Document Number0000017428
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address960 DELAWARE AVE DELMAR NY 120542438, DELMAR, NY 12054-2438

Mortgage

Document Number0000017428
DateJun 17, 2020
Book Page004997/000094
Instrument17428
Lender
NameZACHARY BRANDOW
Address24 MICHAELANGELO ST, LATHAM, NY 12110-3020
Agreement
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 26, 2020
Property Address1738 STATE ST, SCHENECTADY, NY 12304-1833
Document Number0000008136
Book / Page002031 / 000348
Instrument DateJan 28, 2020
Instrument8136
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address960 DELAWARE AVE DELMAR NY 120542438, DELMAR, NY 12054-2438

Mortgage

Document Number8137
DateFeb 26, 2020
Book Page004975/000051
Instrument8137
Lender
NameZACHARY BRANDOW
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 30, 2018
Property Address1738 STATE ST, SCHENECTADY, NY 12304-1833
Document Number0000013505
Book / Page001984 / 000143
Instrument DateMar 13, 2018
Instrument13505
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$760.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1738 STATE ST SCHENECTADY NY 123041833, SCHENECTADY, NY 12304-1833

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,292.00 (-0.36%)
2025$5,311.00 (-1.15%)$99,700 (-) Land $22,000 Building $77,700$165,094 (+30.82%) Land $36,430 Building $128,664
2023$99,700 (-) Land $22,000 Building $77,700$126,203 (+3.8%) Land $27,848 Building $98,355
2022$99,700 Land $22,000 Building $77,700$121,585 Land $26,829 Building $94,756
2021$5,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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