174 W Ave Junipero, San Clemente, CA 92672 Property Records

Orange County property record for 174 W Ave Junipero, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 2008
Lot Size	0.079 acres (3,420 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jul 2007)
Tax Bill	$13,447 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`692-191-40`

Property Details

APN / Parcel Number

Primary APN	`692-191-40`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,913 sqft Living Area
Gross Area	2,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	3,420 sqft (0.079 acres)
Garage Area	309 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	174 W AVENIDA JUNIPERO
City	SAN CLEMENTE
State	CA
Zip	92672-4338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 852 BLK 8 LOT 43 TR 852 LOT 43 BLK 8 POR OF LOT
Legal Subdivision	TRACT NO 852
Legal Tract	852
Legal Block	8
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2001
Census Tract	42116

Owner

174 W Ave Junipero is owned and occupied by two individuals who bought it in July 2007.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 W AVENIDA JUNIPERO, SAN CLEMENTE, CA 92672-4338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage VP PARTNERS INC VP PARTNERS INC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage VP PARTNERS INC VP PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2007 · Amount on File
Deed Sale	Jul 31, 2007 · Amount on File
Prior Sale	Mar 6, 2006
Deed Document Number	2007477763
Prior Transfer Date	Apr 21, 2004
Prior Transfer Doc	0000404403
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	174 W AVENIDA JUNIPERO, SAN CLEMENTE, CA 92672-4338
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174WAVENIDA JUNIPERO, SAN CLEMENTE, CA 92672

Mortgage

Document Number	0000225117
Date	Aug 14, 2025
Instrument	2025000225117

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	174 W AVENIDA JUNIPERO, SAN CLEMENTE, CA 92672-4338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421594
Date	Oct 25, 2019
Instrument	2019000421594

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	174 W AVENIDA JUNIPERO, SAN CLEMENTE, CA 92672-4338
Document Number	0000001267
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 W AVENIDA JUNIPERO SAN CLEMENTE CA 926724338, SAN CLEMENTE, CA 92672-4338

Mortgage

Document Number	0000001267
Date	Jan 4, 2021
Instrument	1267

Lender

Name	VP PARTNERS INC VP PARTNERS INC
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	174 W AVENIDA JUNIPERO, SAN CLEMENTE, CA 92672-4338
Document Number	0000249325
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 W AVENIDA JUNIPERO SAN CLEMENTE CA 926724338, SAN CLEMENTE, CA 92672-4338

Mortgage

Document Number	0000249325
Date	Jun 2, 2020
Instrument	249325

Lender

Name	VP PARTNERS INC VP PARTNERS INC
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 174 W Ave Junipero was $13,447 with a homeowner's exemption, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,365,021 (+2%) Land $1,070,336 Building $294,685
2025	$13,447.00 (+1.7%) Homeowner's exemption	$1,338,256 Land $1,049,349 Building $288,907
2024	$13,222.00 (+2.18%)
2023	$12,940.00 (+1.95%) Homeowner's exemption	$1,286,291 Land $1,008,601 Building $277,690
2022	$12,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 174 W Ave Junipero in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 W Ave Junipero is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Xfinity.

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