174 Vinecrest Cir, Windsor, CA 95492 Property Records

Sonoma County property record for 174 Vinecrest Cir, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,503 sqft · built 1989
Lot Size	0.471 acres (20,496 sqft)
Owner	Trust Name on File
Last Sale	$587,500 (Apr 2001)
Tax Bill	$10,531 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-050-013-000`

Property Details

APN / Parcel Number

Primary APN	`162-050-013-000`
Alternative APN	`162-050-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,503 sqft Living Area
1st Floor Area	1,401 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	20,496 sqft (0.471 acres)
Garage Area	804 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	162-050-013
Street Address	174 VINECREST CIR
City	WINDSOR
State	CA
Zip	95492-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 065-690-13-3 # CHG PER MD LOT 13 VINECREST
Legal Subdivision	TRACT #787 VINECREST ESTATES
Legal Block	2
Legal Lot Number	13
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2005
Census Tract	153807

Owner

174 Vinecrest Cir is held in a trust since April 2006.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	174 VINECREST CIR, WINDSOR, CA 95492-9197
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2001 · Amount on File
Deed Sale	Apr 2, 2001 · Amount on File
Deed Document Number	200137349
Last Transfer Date	Apr 20, 2006
Transfer Doc	0000049890
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	174 VINECREST CIR, WINDSOR, CA 95492-9197
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 VINECREST CIR, WINDSOR, CA 95492-9197

Mortgage

Document Number	0000007193
Date	Feb 17, 2026
Instrument	2026007193

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	174 VINECREST CIR, WINDSOR, CA 95492-9197
Document Number	0000086078
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9406 RIVIERA DEL SOL DR BAKERSFIELD CA 933148563, BAKERSFIELD, CA 93314-8563

Mortgage

Document Number	0000086078
Date	Nov 8, 2017
Instrument	86078

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 174 Vinecrest Cir was $10,531.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$902,978 (+2%) Land $276,650 Building $626,328
2025	$10,531.00	$885,274 Land $271,226 Building $614,048
2023	$10,099.00 (+1.76%)	$850,899 Land $260,695 Building $590,204
2022	$9,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 174 Vinecrest Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Vinecrest Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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