173 Vinecrest Cir, Windsor, CA 95492 Property Records

Sonoma County property record for 173 Vinecrest Cir, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,247 sqft · built 1989
Lot Size	0.35 acres (15,250 sqft)
Owner	Company Name on Record
Last Sale	$639,000 (Apr 2003)
Tax Bill	$10,967 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-050-026-000`

Property Details

APN / Parcel Number

Primary APN	`162-050-026-000`
Alternative APN	`162-050-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,247 sqft Living Area
1st Floor Area	2,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	15,250 sqft (0.35 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	162-050-026
Street Address	173 VINECREST CIR
City	WINDSOR
State	CA
Zip	95492-9199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 065-690-26-5 # CHG PER MD
Legal Subdivision	VINECREST ESTATES
Legal Block	2
Legal Lot Number	26
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2009
Census Tract	153807

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	173 VINECREST CIR, WINDSOR, CA 95492-9199
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 30, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Mar 2, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY
Mar 2, 2017	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2003 · Amount on Record
Deed Sale	Apr 30, 2003 · Amount on Record
Prior Sale	Jul 5, 1996 · Amount on Record
Deed Document Number	200386802
Prior Transfer Date	Sep 21, 1998
Prior Transfer Doc	0000112492
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	173 VINECREST CIR, WINDSOR, CA 95492-9199
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 VINECREST CIR, WINDSOR, CA 95492-9199

Mortgage

Document Number	0000048448
Date	Oct 9, 2025
Instrument	2025048448

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	173 VINECREST CIR, WINDSOR, CA 95492-9199
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE SF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008924
Date	Jan 30, 2019
Instrument	2019008924

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 2, 2017
Property Address	173 VINECREST CIR, WINDSOR, CA 95492-9199
Document Number	0000017036
Instrument Date	Feb 10, 2017
Instrument	17036
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3701 VIKING RD SANTA ROSA CA 954013840, SANTA ROSA, CA 95401-3840

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 2, 2017
Property Address	173 VINECREST CIR, WINDSOR, CA 95492-9199
Document Number	0000017034
Instrument Date	Feb 10, 2017
Instrument	17034
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3701 VIKING RD SANTA ROSA CA 954013840, SANTA ROSA, CA 95401-3840

Mortgage

Document Number	17035
Date	Mar 2, 2017
Instrument	17035

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$944,003 (+2%) Land $265,910 Building $678,093
2025	$10,967.00 (+4.28%)	$925,495 (+4.04%) Land $260,697 Building $664,798
2023	$10,517.00 (+1.75%)	$889,559 Land $250,575 Building $638,984
2022	$10,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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