174 Silverspring Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 174 Silverspring Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,839 sqft · built 1968
Lot Size0.212 acres (9,235 sqft)
OwnerIndividual Name on Record
Last Sale$189,500 (Oct 2018)
Tax Bill$5,203 (2025)
Deeds & MortgagesJun 2022 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN540-0020-0265-00

Property Details

APN / Parcel Number

Primary APN540-0020-0265-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,839 sqft Living Area
1st Floor Area1,139 sqft
2nd Floor Area700 sqft
Basement Area700 sqft
Finished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions151 ft deep x 75 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area60 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address174 SILVERSPRING DR
CityCINCINNATI
StateOH
Zip45238-6117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVERSPRING DR 75 X 151.04 IR LOT 239 DELSHIRE SUB BLK E
Legal SubdivisionDELSHIR E SUB
Legal BlockE
Legal Lot Number239
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group1
Census Block1003
Census Tract21422

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address174 SILVERSPRING DR, CINCINNATI, OH 45238-6117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Deed of Trust, Mortgage
FIFTH THIRD BANK NA
Oct 9, 2018Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2018 · Amount on Record
Deed SaleOct 9, 2018 · Amount on Record
Prior SaleMay 23, 2006
Deed Document Number2018-0089647
Deed Book / Page13770 / 00036
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address174 SILVERSPRING DR, CINCINNATI, OH 45238-6117
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058078
DateJun 10, 2022
Book Page14686/1982
Instrument2022-0058078
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term239 Months
DueMay 1, 2042

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 9, 2018
Property Address174 SILVERSPRING DR, CINCINNATI, OH 45238-6117
Document Number0000089647
Book / Page13770 / 00036
Map ReferenceMB 22 PG 41&42
Instrument DateSep 29, 2018
Instrument2018-0089647
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$568.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 SILVERSPRING DR, CINCINNATI, OH 45238-6117
InvestorPossibly a Property Investor

Mortgage

Document Number0000089648
DateOct 9, 2018
Instrument2018-0089648
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,203.00 (+2.52%)$87,563 (+%) Land $8,606 Building $78,957
2024$5,075.00 (-0.31%)$87,562 (-) Land $8,606 Building $78,956
2023$5,091.00 (+17.39%)$87,562 (+32.02%) Land $8,606 Building $78,956$250,180 (+32.02%) Land $24,590 Building $225,590
2022$4,337.00 Homeowner's exemption$66,325 Land $8,386 Building $57,939
2020$189,500 Land $23,960 Building $165,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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