Hamilton County property record for 163 Silverspring Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,941 sqft · built 1968 |
| Lot Size | 0.421 acres (18,339 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Apr 2020) |
| Tax Bill | $4,782 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Jul 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0020-0287-00 |
| Primary APN | 540-0020-0287-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Living Area |
| Gross Area | 3,198 sqft |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 837 sqft |
| Basement Area | 837 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 18,339 sqft (0.421 acres) |
| Lot Dimensions | 245 ft deep x 62.2 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 163 SILVERSPRING DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-6116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CCUP |
| Legal Description | SILVERSPRING DR 62.19 X 245.69 IRR-LOT 261 DELSHIRE SUB BLK E |
| Legal Subdivision | DELSHIRE SUB |
| Legal Block | E |
| Legal Lot Number | 261 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21422 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 163 SILVERSPRING DR, CINCINNATI, OH 45238-6116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2022 | Intrafamily Transfer, Transfer |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 6, 2020 | Warranty Deed, Transfer · Conventional with PMI RIVER HILLS BK |
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2020 · Amount on Record |
| Deed Sale | Apr 6, 2020 · Amount on Record |
| Prior Sale | Mar 5, 2014 · Amount on Record |
| Deed Document Number | 202032270 |
| Deed Book / Page | 14140 / 2653 |
| Last Transfer Date | Nov 16, 2022 |
| Transfer Doc | 0000110262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 2, 2022 |
| Property Address | 163 SILVERSPRING DR, CINCINNATI, OH 45238-6116 |
| Document Number | 0000110262 |
| Book / Page | 14805 / 1141 |
| Map Reference | MB 22 PG 41&42 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022-0110262 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 SILVERSPRING DR, CINCINNATI, OH 45238-6116 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 163 SILVERSPRING DR, CINCINNATI, OH 45238-6116 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | AGILITY CLOSING & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006160 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 17-0066160 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 163 SILVERSPRING DR, CINCINNATI, OH 45238-6116 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000076092 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 13741/01814 |
| Instrument | 2018-0076092 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 6, 2020 |
| Property Address | 163 SILVERSPRING DR, CINCINNATI, OH 45238-6116 |
| Document Number | 0000032270 |
| Book / Page | 014140 / 002653 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 32270 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 163 SILVERSPRING DR CINCINNATI OH 452386116, CINCINNATI, OH 45238-6116 |
| Document Number | 32271 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 014140/002655 |
| Instrument | 32271 |
| Name | RIVER HILLS BK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 163 SILVERSPRING DR, CINCINNATI, OH 45238-6116 |
| Document Number | 0000027408 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 163 SILVERSPRING DR CINCINNATI OH 452386116, CINCINNATI, OH 45238-6116 |
| Document Number | 0000027408 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 014129/001243 |
| Instrument | 27408 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,782.00 (+2.53%) | $80,595 (-) Land $12,674 Building $67,921 | $230,270 (-) Land $36,210 Building $194,060 |
| 2024 | $4,664.00 (-0.32%) | $80,595 (-) Land $12,674 Building $67,921 | |
| 2023 | $4,679.00 (+17.27%) | $80,595 (+31.83%) Land $12,674 Building $67,921 | $230,270 (+31.83%) Land $36,210 Building $194,060 |
| 2022 | $3,990.00 Homeowner's exemption | $61,135 Land $11,554 Building $49,581 | |
| 2020 | $174,670 Land $33,010 Building $141,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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