174 Pine Bay Dr, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 174 Pine Bay Dr, Saint Stephen, SC 29479

Property Summary

Property Type	Mobile Home
Details	1,904 sqft · built 2021
Lot Size	0.617 acres (26,865 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Feb 2020)
Tax Bill	$888 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-00-06-039`

Property Details

APN / Parcel Number

Primary APN	`016-00-06-039`

Interior

Building Area	1,904 sqft Finished Area
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Lot Area	26,865 sqft (0.617 acres)

Location & Zoning

Street Address	174 PINE BAY DR
City	SAINT STEPHEN
State	SC
Zip	29479-3235
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BERKELEY C
Legal Description	TRACT 1LOT 10.617 AC
Legal Subdivision	RUSSELLVLE/41 SEC/HARRISTOWN/WEST OF
Legal Tract	1
Legal Lot Number	1
Jurisdiction	BERKELEY SC
Township / Civil Division	ST. STEPHEN
Census Block Group	1
Census Block	1037
Census Tract	20202

Owner

174 Pine Bay Dr, a mobile home, is owned and occupied by an individual who bought it in February 2020.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	174 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Sep 27, 2021	Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
Dec 7, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Dec 7, 2018 · Amount on File
Deed Document Number	20205505
Deed Book / Page	3273 / 611
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	174 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PINE BAY DR, SAINT STEPHEN, SC 29479-3235

Mortgage

Document Number	03847/0573
Date	Jun 14, 2021
Book Page	3847/573
Instrument	2021027732

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Mar 1, 2050

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 27, 2021
Property Address	174 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Document Number	03985/0434
Book / Page	3985 / 434
Map Reference	MB X PG 52
Instrument Date	Sep 15, 2021
Instrument	2021045614
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 PINE BAY DR, SAINT STEPHEN, SC 29479-3235

Mortgage

Document Number	2021045615
Date	Sep 27, 2021
Instrument	2021045615

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Sep 14, 2044

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 7, 2018
Property Address	174 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Document Number	2905/0692
Book / Page	002905 / 000692
Instrument Date	Dec 6, 2018
Instrument	41571
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$8.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 255 PINEVILLE SC 294680255, PINEVILLE, SC 29468-0255

Tax Assessment & Valuation

The 2025 property tax bill for 174 Pine Bay Dr was $888 with a homeowner's exemption, up 4.8% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,420 (+2,399.93%) Land $20,567 Building $152,853	$185,500 (-) Land $22,000 Building $163,500
2025	$888.00 (+4.84%)	$6,937 (-) Land $823 Building $6,114	$185,500 (-) Land $22,000 Building $163,500
2024	$847.00 Homeowner's exemption	$6,937 Land $823 Building $6,114	$185,500 Land $22,000 Building $163,500
2022	$845.00 Homeowner's exemption	$6,032 Land $800 Building $5,232	$150,800 Land $20,000 Building $130,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 174 Pine Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Pine Bay Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

May also be available: T-Mobile.

Nearby Properties on Pine Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures