170 Pine Bay Dr, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 170 Pine Bay Dr, Saint Stephen, SC 29479

Property Summary

Property Type	Mobile Home
Details	2,432 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$7,500 (Dec 2018)
Tax Bill	$948 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-00-06-038`

Property Details

APN / Parcel Number

Primary APN	`016-00-06-038`

Interior

Building Area	2,432 sqft Finished Area
1st Floor Area	2,432 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	170 PINE BAY DR
City	SAINT STEPHEN
State	SC
Zip	29479-3235
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BERKELEY C
Legal Description	PINEVILLELOT 20.84 AC
Legal Subdivision	RUSSELLVLE/41 SEC/HARRISTOWN/WEST OF
Legal Lot Number	20
Jurisdiction	BERKELEY SC
Township / Civil Division	ST. STEPHEN
Census Block Group	1
Census Block	1037
Census Tract	20202

Owner

170 Pine Bay Dr, a mobile home, is owned and occupied by an individual who bought it in December 2018.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	170 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Feb 14, 2020	Grant Deed, Transfer LOANDEPOT.COM LLC
Dec 11, 2018	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Deed Document Number	201842343
Deed Book / Page	2908 / 937
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	170 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PINE BAY DR, SAINT STEPHEN, SC 29479-3235

Mortgage

Document Number	05366/0486
Date	Oct 28, 2025
Book Page	5366/486
Instrument	2025036227

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Mar 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	170 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PINE BAY DR, SAINT STEPHEN, SC 29479-3235

Mortgage

Document Number	03928/0001
Date	Aug 12, 2021
Book Page	3928/1
Instrument	2021038312

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Mar 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	170 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03847/0573
Date	Jun 14, 2021
Book Page	3847/573
Instrument	2021027732

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Mar 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 14, 2020
Property Address	170 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Document Number	3273/0611
Book / Page	003273 / 000611
Instrument Date	Feb 13, 2020
Instrument	5505
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PINE BAY DR ST STEPHEN SC 294793235, ST STEPHEN, SC 29479-3235

Mortgage

Document Number	3273/0617
Date	Feb 14, 2020
Book Page	003273/000617
Instrument	5506

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 11, 2018
Property Address	170 PINE BAY DR, SAINT STEPHEN, SC 29479-3235
Document Number	2908/0937
Book / Page	002908 / 000937
Instrument Date	Dec 10, 2018
Instrument	42343
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$8.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 277 BONNEAU SC 294310277, BONNEAU, SC 29431-0277

Tax Assessment & Valuation

The 2025 property tax bill for 170 Pine Bay Dr was $948 with a homeowner's exemption, up 4.6% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,145 (+2,399.93%) Land $30,473 Building $144,672	$241,400 (-) Land $42,000 Building $199,400
2025	$948.00 (+4.64%)	$7,006 (-) Land $1,219 Building $5,787	$241,400 (-) Land $42,000 Building $199,400
2024	$906.00 Homeowner's exemption	$7,006 Land $1,219 Building $5,787	$241,400 Land $42,000 Building $199,400
2022	$901.00 Homeowner's exemption	$6,092 Land $800 Building $5,292	$152,300 Land $20,000 Building $132,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Pine Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Pine Bay Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

May also be available: T-Mobile.

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