174 Orchard Rd, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 174 Orchard Rd, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,122 sqft · built 1952
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jan 2019)
Tax Bill	$7,048 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092-241-029`

Property Details

APN / Parcel Number

Primary APN	`092-241-029`
Alternative APN	`092241010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
1st Floor Area	2,122 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	44,867 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	174 ORCHARD RD
City	NIPOMO
State	CA
Zip	93444-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	RHO NIP CLMX DIV B PTN LT 56 & PM 54-11 PTN PAR 1
Legal Subdivision	CALIMEX PLANTATION CO NIPOMO
Legal Block	1
Legal Lot Number	56
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1000
Census Tract	12403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 ORCHARD RD, NIPOMO, CA 93444-9623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	2019474
Last Transfer Date	Jan 5, 2021
Transfer Doc	0000016147
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	174 ORCHARD RD, NIPOMO, CA 93444-9623
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 ORCHARD RD, NIPOMO, CA 93444-9623

Mortgage

Document Number	0000022336
Date	Aug 1, 2023
Instrument	2023022336

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 2, 2021
Property Address	174 ORCHARD RD, NIPOMO, CA 93444-9623
Document Number	0000016147
Map Reference	MB 1 PG 23
Instrument Date	Jan 5, 2021
Instrument	2021016147
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE-RIVERSIDE, LAWYERS TITLE RIVERSIDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	174 ORCHARD RD, NIPOMO, CA 93444-9623

Mortgage

Document Number	0000016148
Date	Mar 2, 2021
Instrument	2021016148

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 4, 2019
Property Address	174 ORCHARD RD, NIPOMO, CA 93444-9623
Document Number	0000000474
Map Reference	MB 1 PG 23
Instrument Date	Dec 7, 2018
Instrument	2019000474
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	174 ORCHARD RD, NIPOMO, CA 93444-9623

Mortgage

Document Number	0000000476
Date	Jan 4, 2019
Instrument	2019000476

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,692 (+2%) Land $312,901 Building $369,791
2025	$7,048.00 (+4.48%) Homeowner's exemption	$669,307 (-8.64%) Land $306,766 Building $362,541
2023	$6,746.00 (-11.62%)	$732,616 Land $355,506 Building $377,110
2022	$7,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, T-Mobile.

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