174 NW Mellor Loop, Winston, OR 97496 Property Records

Douglas County property record for 174 NW Mellor Loop, Winston, OR 97496

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 2004
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Oct 2018)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-06W-20AA-04200`

Property Details

APN / Parcel Number

Primary APN	`28-06W-20AA-04200`
Alternative APN	`R119669`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,735 sqft Living Area
1st Floor Area	1,735 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R119669
Street Address	174 NW MELLOR LOOP
City	WINSTON
State	OR
Zip	97496-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MELLOR EST SUB, LOT 6, ACRES 0.19
Legal Range	06W
Legal Township	28S
Legal Section	20
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MELLOR EST SUB
Legal Lot Number	6
Jurisdiction	DOUGLAS OR
Township / Civil Division	TENMILE
Census Block Group	1
Census Block	1050
Census Tract	160001

Owner

Source: Douglas County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 NW MELLOR LOOP, WINSTON, OR 97496-4607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 14, 2021	Loan Modification, Mortgage · FHA Mortgage SUN WEST MTG
Oct 31, 2018	Warranty Deed · FHA Mortgage TRUHOME SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	2018-17591
Last Transfer Date	Oct 31, 2018
Transfer Doc	0000017591
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	174 NW MELLOR LOOP, WINSTON, OR 97496-4607
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 NW MELLOR LOOP, WINSTON, OR 97496-4607

Mortgage

Document Number	0000012296
Date	Nov 13, 2023
Instrument	2023-012296

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jul 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	174 NW MELLOR LOOP, WINSTON, OR 97496-4607
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008354
Date	May 6, 2022
Instrument	2022-008354

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	174 NW MELLOR LOOP, WINSTON, OR 97496-4607
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009909
Date	Jun 28, 2019
Instrument	2019-009909

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DOUGLAS OR
Property Address	174 NW MELLOR LOOP, WINSTON, OR 97496-4607
Document Number	0000002764
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 NW MELLOR LOOP WINSTON OR 974964607, WINSTON, OR 97496-4607

Mortgage

Document Number	0000002764
Date	Feb 1, 2021
Instrument	2764

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2051

Interest

Rate	2.87%

October 2018: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Oct 31, 2018
Property Address	174 NW MELLOR LOOP, WINSTON, OR 97496-4607
Document Number	0000017591
Instrument Date	Oct 30, 2018
Instrument	17591
Record Updated	Nov 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 NW MELLOR LOOP WINSTON OR 974964607, WINSTON, OR 97496-4607

Mortgage

Document Number	17592
Date	Oct 31, 2018
Instrument	17592

Lender

Name	TRUHOME SOLUTIONS
Address	LENEXA, KS 66219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Municipality	Winston City
Unified School District	Winston-Dillard School District 116 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,854.00 (+2.91%)	$231,927 (+3%)	$429,283 (+4.05%) Land $117,300 Building $311,983
2024	$3,745.00 (+2.91%)	$225,172 (+3%)	$412,585 (-1.94%) Land $112,700 Building $299,885
2023	$3,639.00 (+3.06%)	$218,614 (+6.09%)	$420,758 (+34.71%) Land $122,475 Building $298,283
2022	$3,531.00	$206,066	$312,355 Land $90,850 Building $221,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTON-DILLARD WATER DISTRICT serves 8,300 people · EPA ID OR4100957
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN.

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