170 NW Mellor Loop, Winston, OR 97496 Property Records

Douglas County property record for 170 NW Mellor Loop, Winston, OR 97496

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,852 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Jun 2016)
Tax Bill	$4,614 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-06W-20AA-04100`

Property Details

APN / Parcel Number

Primary APN	`28-06W-20AA-04100`
Alternative APN	`R119668`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,852 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,852 sqft
Basement Area	1,000 sqft
Flooring	Wood

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	170 NW MELLOR LOOP
City	WINSTON
State	OR
Zip	97496-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLB
Legal Description	MELLOR EST SUB, LOT 5, ACRES 0.26
Legal Subdivision	MELLOR EST SUB
Legal Lot Number	5
Jurisdiction	DOUGLAS OR
Township / Civil Division	TENMILE
Census Block Group	1
Census Block	1050
Census Tract	160001

Owner

Source: Douglas County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 NW MELLOR LOOP, WINSTON, OR 97496-4607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit CASCADE COMMUNITY FEDERAL CREDIT UNION
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Jan 25, 2013 · Amount on Record
Deed Document Number	201610123
Prior Transfer Date	Sep 18, 2007
Prior Transfer Doc	0000020926
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Recording Date	Jun 26, 2026
Property Address	170 NW MELLOR LOOP, WINSTON, OR 97496-4607
Document Number	0000007126
Instrument Date	Jun 22, 2026
Instrument	20267126
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	170 NW MELLOR LOOP, WINSTON, OR 97496-4607

Mortgage

Document Number	0000007126,
Date	Jun 26, 2026
Instrument	20267126

Lender

Name	CASCADE COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	170 NW MELLOR LOOP, WINSTON, OR 97496-4607
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022361
Date	Nov 18, 2021
Instrument	2021-022361

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	170 NW MELLOR LOOP, WINSTON, OR 97496-4607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018891
Date	Nov 28, 2017
Instrument	2017-018891

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Municipality	Winston City
Unified School District	Winston-Dillard School District 116 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,614.00 (+2.88%)	$277,712 (+3%)	$624,464 (+4.03%) Land $117,300 Building $507,164
2024	$4,485.00 (+2.91%)	$269,624 (+3%)	$600,289 (+11.38%) Land $112,700 Building $487,589
2023	$4,358.00 (+3.07%)	$261,771 (+6.09%)	$538,974 (+34.73%) Land $122,475 Building $416,499
2022	$4,228.00	$246,745	$400,042 Land $90,850 Building $309,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTON-DILLARD WATER DISTRICT serves 8,300 people · EPA ID OR4100957
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN.

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