174 McGaha Rd, Franklin, NC 28734 Property Records

Macon County property record for 174 McGaha Rd, Franklin, NC 28734

Property Summary

Property Type	Mobile Home
Details	784 sqft · built 1998
Lot Size	4.41 acres (192,100 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`6578064437`

Property Details

APN / Parcel Number

Primary APN	`6578064437`
Alternative APN	`149093`

Interior

Building Area	784 sqft Heated Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Lot Area	192,100 sqft (4.41 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	149093
Street Address	174 MCGAHA RD
City	FRANKLIN
State	NC
Zip	28734-6011
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R
Legal Description	LOT 2 FLOYD WELCH PROP
Legal Subdivision	FLOYD WELCH PROP
Legal Lot Number	2
Jurisdiction	MACON NC
Township / Civil Division	COWEE
Census Block Group	1
Census Block	1056
Census Tract	970100

Owner

174 McGaha Rd, a mobile home, is owned and occupied by two individuals who bought it in August 2026.

Source: Macon County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 MCGAHA RD, FRANKLIN, NC 28734-6011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION
Mar 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Mar 15, 2021 · Amount on File
Deed Document Number	20265174
Deed Book / Page	44 / 2461
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	S40/1432
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 14, 2026
Property Address	174 MCGAHA RD, FRANKLIN, NC 28734-6011
Document Number	0000005174
Book / Page	44 / 2461
Instrument Date	Aug 12, 2026
Instrument	20265174
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 MCGAHA RD, FRANKLIN, NC 28734-6011

Mortgage

Document Number	0000005175,
Date	Aug 14, 2026
Instrument	20265175

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000005176,
Date	Aug 14, 2026
Book Page	O-44/2484
Instrument	20265176

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 15, 2021
Property Address	174 MCGAHA RD, FRANKLIN, NC 28734-6011
Document Number	S40/1432
Book / Page	S-40 / 1432
Map Reference	CARD 2388
Instrument Date	Mar 5, 2021
Instrument	2021002440
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 LOTLA STREET, FRANKLIN, NC 28734

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$85,680 (+3.01%) Land $57,080 Building $28,600	$85,680 (+3.01%) Land $57,080 Building $28,600
2025	$83,180 Land $57,080 Building $26,100	$83,180 Land $57,080 Building $26,100
2023	$83,180 Land $57,080 Building $26,100	$83,180 Land $57,080 Building $26,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 174 McGaha Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 McGaha Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on McGaha Rd

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