16 McGaha Rd, Franklin, NC 28734 Property Records

Macon County property record for 16 McGaha Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,504 sqft · built 2011
Lot Size	4.7 acres (204,732 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Mar 2021)
Tax Bill	$7,388 (2025)
Deeds & Mortgages	Mar 2021 Sale Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6578066842`

Property Details

APN / Parcel Number

Primary APN	`6578066842`
Alternative APNs	`1132030` `149223`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,504 sqft Heated Area
1st Floor Area	2,304 sqft
Upper Floors Area	2,200 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	204,732 sqft (4.7 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	896 sqft
Deck Area	Deck Area
Patio Area	896 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	149223
Street Address	16 MCGAHA RD
City	FRANKLIN
State	NC
Zip	28734-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 5 FLOYD WELCH PROP
Legal Subdivision	FLOYD WELCH PROP
Legal Lot Number	5
Jurisdiction	MACON NC
Township / Civil Division	COWEE
Census Block Group	1
Census Block	1055
Census Tract	970100

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2850 SIMPSON CIR, NORCROSS, GA 30071-2824
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	20213049
Deed Book / Page	40 / 2121
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 31, 2021
Property Address	16 MCGAHA RD, FRANKLIN, NC 28734-8823
Document Number	00T40/2121
Book / Page	T-40 / 2121
Map Reference	CARD 2388
Instrument Date	Mar 26, 2021
Instrument	2021003049
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2320, FRANKLIN, NC 28744-2320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 SIMPSON CIR, NORCROSS, GA 30071-2824

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 29, 2017
Property Address	16 MCGAHA RD, FRANKLIN, NC 28734-8823
Document Number	00E38/2069
Book / Page	E-38 / 2069
Instrument Date	Apr 29, 2017
Instrument	2017006672
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MCGAHA RD, FRANKLIN, NC 28734-8823

Mortgage

Document Number	00E38/2072
Date	Sep 29, 2017
Book Page	E-38/2072
Instrument	2017006673

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$992,510 (+0.65%) Land $67,930 Building $924,580	$992,510 (+0.65%) Land $67,930 Building $924,580
2025	$7,388.00 (+108.76%)
2023	$3,539.00	$986,110 Land $67,930 Building $918,180	$986,110 Land $67,930 Building $918,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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