174 Maple Tree Ln, Watauga, TN 37694 Property Records

Carter County property record for 174 Maple Tree Ln, Watauga, TN 37694

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft · built 1997
Lot Size	0.592 acres (25,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Aug 1995)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033K-A-003.00`

Property Details

APN / Parcel Number

Primary APN	`033K-A-003.00`
Alternative APNs	`13033KA033K00300` `010033K A 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	1,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,791 sqft (0.592 acres)
Lot Dimensions	232 ft deep x 122 ft wide
Terrain	High
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	352 sqft
Deck Area	72 sqft
Patio Area	442 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	174 MAPLE TREE LN
City	WATAUGA
State	TN
Zip	37694-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB A BLK 0344 LOT 0003 136.53X252.20 IRR
Legal Subdivision	WOOD GLADE
Legal Block	344
Legal Lot Number	3
Jurisdiction	CARTER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1056
Census Tract	71100

Owner

Source: Carter County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 MAPLE TREE LN, WATAUGA, TN 37694-3163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CREDIT UNION
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1995 · Amount on Record
Deed Sale	Aug 8, 1995 · Amount on Record
Prior Sale	Feb 27, 1984
Deed Book / Page	416 / 288
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Recording Date	Oct 9, 2026
Property Address	174 MAPLE TREE LN, WATAUGA, TN 37694-3163
Document Number	0000007045
Book / Page	663 / 762
Instrument Date	Oct 5, 2026
Instrument	20267045
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007045,
Date	Oct 9, 2026
Book Page	663/762
Instrument	20267045

Lender

Name	CONSUMER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	174 MAPLE TREE LN, WATAUGA, TN 37694-3163
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 MAPLE TREE LN, WATAUGA, TN 37694-3163

Mortgage

Document Number	0000001270
Date	Feb 27, 2026
Book Page	633/626
Instrument	26001270

Lender

Name	CONSUMER CU
Type	Credit Union
Address	MORRISTOWN, TN 37814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 27, 2031
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	5-Year TN
Margin	2
Max Rate	11.2%

Tax Assessment & Valuation

Source: Carter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,003.00 (+7.39%)	$46,025 (-) Land $7,850 Building $38,175	$184,100 (-) Land $31,400 Building $152,700
2023		$46,025 (-) Land $7,850 Building $38,175
2022	$934.00	$46,025 Land $7,850 Building $38,175	$184,100 (-) Land $31,400 Building $152,700
2021			$184,100 Land $31,400 Building $152,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIZABETHTON WATER DEPT serves 32,490 people · EPA ID TN0000221
Water Source	Purchased surface water from WATAUGA RIVER REG WATER AUTH
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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