164 Maple Tree Ln, Watauga, TN 37694 Property Records

Carter County property record for 164 Maple Tree Ln, Watauga, TN 37694

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,019 sqft · built 1979
Lot Size	122 acres (5,314,320 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Aug 2002)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010033K A 00500`

Property Details

APN / Parcel Number

Primary APN	`010033K A 00500`
Alternative APN	`033K A 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,019 sqft Living Area
1st Floor Area	1,479 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,314,320 sqft (122 acres)
Lot Dimensions	256 ft deep x 122 ft wide
Terrain	High
Garage Type	Unfinished
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	238 sqft
Deck Area	400 sqft
Patio Area	200 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	164 MAPLE TREE LN
City	WATAUGA
State	TN
Zip	37694-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 13, COUNTY AREA: B02
Legal Subdivision	WOOD GLADE
Legal Lot Number	5 146
Jurisdiction	CARTER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1056
Census Tract	71100

Owner

Source: Carter County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	164 MAPLE TREE LN, WATAUGA, TN 37694-3163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jun 6, 2017	Intrafamily Transfer, Transfer · ARM CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2002 · Amount on Record
Deed Sale	Aug 6, 2002 · Amount on Record
Prior Sale	Aug 6, 2002 · Amount on Record
Deed Document Number	D471201
Deed Book / Page	D471 / 201
Last Transfer Date	Jun 6, 2017
Transfer Doc	0000003315
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	164 MAPLE TREE LN, WATAUGA, TN 37694-3163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005701
Date	Sep 14, 2020
Book Page	403/277
Instrument	20005701

Lender

Name	CITIZENS BANK
Type	Bank
Address	ELIZABETHTON, TN 37643

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Type Change Date	Oct 1, 2035
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.95%
Index	1-Year CMT
Margin	4
Max Rate	11.9%

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER TN
Recording Date	Jun 6, 2017
Property Address	164 MAPLE TREE LN, WATAUGA, TN 37694-3163
Document Number	0000003315
Book / Page	286 / 709
Map Reference	CAB A PG 344
Instrument Date	May 24, 2017
Instrument	17003315
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	CITCO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 MAPLE TREE LN, WATAUGA, TN 37694-3164

Mortgage

Document Number	0000003316
Date	Jun 6, 2017
Instrument	17003316

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.67%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.67%
Index	1-Year CMT
Margin	4
Max Rate	11.6%

Tax Assessment & Valuation

Source: Carter County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00 (+7.39%)	$46,650 (-) Land $8,075 Building $38,575
2023		$46,650 (-) Land $8,075 Building $38,575
2022	$947.00	$46,650 Land $8,075 Building $38,575	$186,600 (-) Land $32,300 Building $154,300
2021			$186,600 Land $32,300 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIZABETHTON WATER DEPT serves 32,490 people · EPA ID TN0000221
Water Source	Purchased surface water from WATAUGA RIVER REG WATER AUTH
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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