174 Main St, Rollingstone, MN 55969 Property Records

Winona County property record for 174 Main St, Rollingstone, MN 55969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,059 sqft · built 1925
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,000 (Sep 2020)
Tax Bill	$1,578 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2021 Mortgage + 1 more
APN	`28.000.0450`

Property Details

APN / Parcel Number

Primary APN	`28.000.0450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,059 sqft Living Area
1st Floor Area	594 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	48 ft deep x 107 ft wide
Garage Type	Detached
Garage Area	936 sqft
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	174 MAIN ST
City	ROLLINGSTONE
State	MN
Zip	55969-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-107 RANGE-008 ROLLINGSTONE VILLAGE LOT-029 ROLLINGSTONE CITY 1 AC LOT 29 & S 33' OF LOT 28 EX: SW'LY 33.3' FOR
Legal Range	008
Legal Township	107
Legal Section	05
Legal Subdivision	ROLLINGSTONE VILLAGE
Legal Lot Number	28-29
Jurisdiction	WINONA MN
Township / Civil Division	ROLLINGSTONE
Census Block Group	2
Census Block	2068
Census Tract	670102

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 MAIN ST, ROLLINGSTONE, MN 55969-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	2020627053
Prior Transfer Date	Mar 8, 2010
Prior Transfer Doc	A583919
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	174 MAIN ST, ROLLINGSTONE, MN 55969-9760
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A652033
Date	Nov 20, 2023
Instrument	A652033

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	174 MAIN ST, ROLLINGSTONE, MN 55969-9760
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A639633
Date	Dec 22, 2021
Instrument	A639633

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 1, 2020
Property Address	174 MAIN ST, ROLLINGSTONE, MN 55969-9760
Document Number	627053
Instrument Date	Aug 25, 2020
Instrument	627053
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	174 MAIN ST, ROLLINGSTONE, MN 55969-9760

Mortgage

Document Number	627054
Date	Sep 1, 2020
Instrument	627054

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Rollingstone City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,578.00 (+16.54%) Homeowner's exemption	$182,700 (+4.88%) Land $31,500 Building $151,200	$182,700 (+4.88%) Land $31,500 Building $151,200
2025		$174,200 (+5.45%) Land $31,500 Building $142,700	$174,200 (+5.45%) Land $31,500 Building $142,700
2023	$1,354.00 Homeowner's exemption	$165,200 Land $31,500 Building $133,700	$165,200 Land $31,500 Building $133,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rollingstone serves 664 people · EPA ID MN1850008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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