164 Main St, Rollingstone, MN 55969 Property Records

Winona County property record for 164 Main St, Rollingstone, MN 55969

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,428 sqft · built 1918
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Sep 2018)
Tax Bill	$1,760 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2018 Sale & Mortgage
APN	`28.000.0530`

Property Details

APN / Parcel Number

Primary APN	`28.000.0530`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	952 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	164 MAIN ST
City	ROLLINGSTONE
State	MN
Zip	55969-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-107 RANGE-008 ROLLINGSTONE VILLAGE LOT-031 ROLLINGSTONE VILLAGE A PIECE 50' FRONTING 40' REAR 150' LONG 50' NORTH
Legal Range	008
Legal Township	107
Legal Section	05
Legal Subdivision	ROLLINGSTONE VILLAGE
Legal Lot Number	31
Jurisdiction	WINONA MN
Township / Civil Division	ROLLINGSTONE
Census Block Group	2
Census Block	2068
Census Tract	670102

Owner

Source: Winona County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 MAIN ST, ROLLINGSTONE, MN 55969-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
Sep 25, 2018	Warranty Deed, Transfer · ARM ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	2018612705
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Recording Date	Apr 1, 2026
Property Address	164 MAIN ST, ROLLINGSTONE, MN 55969-9760
Document Number	0000665867
Instrument Date	Mar 27, 2026
Instrument	2026665867
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	164 MAIN ST, ROLLINGSTONE, MN 55969-9760

Mortgage

Document Number	0000665867,
Date	Apr 1, 2026
Instrument	2026665867

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 25, 2018
Property Address	164 MAIN ST, ROLLINGSTONE, MN 55969-9760
Document Number	612705
Instrument Date	Sep 21, 2018
Instrument	612705
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	MN SECURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	164 MAIN ST, ROLLINGSTONE, MN 55969-9760

Mortgage

Document Number	612706
Date	Sep 25, 2018
Instrument	612706

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Rollingstone City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,760.00 (+17.8%)
2025		$190,200 (+5.96%) Land $28,500 Building $161,700	$190,200 (+5.96%) Land $28,500 Building $161,700
2023	$1,494.00 Homeowner's exemption	$179,500 Land $28,500 Building $151,000	$179,500 Land $28,500 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rollingstone serves 664 people · EPA ID MN1850008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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