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174 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 174 Main St, Cold Spring, NY 10516 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,663 sqft · built 1870
Lot Size0.088 acres (3,850 sqft)
Owner2 Individual Names on File
Last Sale$695,000 (Mar 2025)
Tax Bill$12,515 (2024)
Deeds & MortgagesApr 2020 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN372601 48.8-5-32

Property Details

APN / Parcel Number

Primary APN372601 48.8-5-32
Alternative APNs
  • 260104800800050320000000
  • 022250

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,663 sqft Living Area
1st Floor Area887 sqft
2nd Floor Area776 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleOld Style
Exterior MaterialComposition/Composite
Lot Area3,850 sqft (0.088 acres)
Lot Dimensions110 ft deep x 35 ft wide
View / LotLake Front

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number022250
Street Address174 MAIN ST
CityCOLD SPRING
StateNY
Zip10516-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAND & RESIDENCE
Legal Block5
Legal Lot Number32.00
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group3
Census Block3012
Census Tract10700

Owner

Source: Putnam County and Philipstown Town records · APN 372601 48.8-5-32

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1054 E MOUNTAIN RD S, COLD SPRING, NY 10516-4350
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2025 · Amount on Record
Deed SaleMar 31, 2025 · Amount on Record
Deed Document Number20251820
Deed Book / Page2392 / 314
Prior Transfer DateJul 01, 2009
Prior Transfer Doc0018330260
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address174 MAIN ST, COLD SPRING, NY 10516-2817
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070690258
DateApr 27, 2020
Book Page7069/258
Instrument3198-2020
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address174 MAIN ST, COLD SPRING, NY 10516-2817
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1970 FAUN RD, VENICE, FL 34293-1508

Mortgage

Document Number0071830240
DateNov 03, 2020
Book Page7183/240
Instrument9239-2020
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$197,240 (-) Land $39,440 Building $157,800$643,104 (+10.07%)
2024$12,515.00$197,240 (-) Land $39,440 Building $157,800$584,242 (+4.32%)
2023$197,240 (-) Land $39,440 Building $157,800$560,023 (+11.73%) Land $111,982 Building $448,041
2022$197,240 Land $39,440 Building $157,800$501,245 Land $100,229 Building $401,016

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims9 (2011–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimJan 2024, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cold Spring Historic District
listed 1982 · 219 contributing resources · NRIS 82001235

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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