172 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 172 Main St, Cold Spring, NY 10516 · Last verified August 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,415 sqft · built 1860
Lot Size	0.105 acres (4,615 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Apr 1993)
Tax Bill	$17,132 (2024)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`372601 48.8-5-31`

Property Details

APN / Parcel Number

Primary APN	`372601 48.8-5-31`
Alternative APNs	`260104800800050310000000` `025650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,415 sqft Living Area
1st Floor Area	1,479 sqft
2nd Floor Area	730 sqft
Upper Floors Area	206 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	4,615 sqft (0.105 acres)
Lot Dimensions	71 ft deep x 65 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	025650
Street Address	172 MAIN ST
City	COLD SPRING
State	NY
Zip	10516-2817
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LAND & RESIDENCE
Legal Block	5
Legal Lot Number	31.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3012
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records · APN 372601 48.8-5-31

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	172 MAIN ST, COLD SPRING, NY 10516-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 1993 · Amount on Record
Deed Sale	Apr 30, 1993 · Amount on Record
Deed Book / Page	1197 / 79
Record Updated	Sep 20, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM NY
Property Address	172 MAIN ST, COLD SPRING, NY 10516-2817
Document Number	0068440265
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 MAIN ST COLD SPRING NY 105162817, COLD SPRING, NY 10516-2817

Mortgage

Document Number	0068440265
Date	Aug 02, 2018
Book Page	006844/000265
Instrument	1602165

Lender

Name	MTGLQ INVTRS
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 01, 2058

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,000 (-) Land $35,800 Building $234,200	$880,339 (+14.84%)
2024	$17,132.00
2023		$270,000 (-) Land $35,800 Building $234,200	$766,610 (+11.73%) Land $101,647 Building $664,963
2022		$270,000 Land $35,800 Building $234,200	$686,150 Land $90,978 Building $595,172

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the West Point Foundry listed 1973 · 7 contributing resources · NRIS 73001250

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.