174 Hillside Ln, Jefferson, NC 28640 Property Records

Ashe County property record for 174 Hillside Ln, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	4,706 sqft · built 2005
Lot Size	0.961 acres (41,861 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,160 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2011 Mortgage + 14 more
Flood Zone	Zone X (minimal risk)
APN	`09263-001-661`

Property Details

APN / Parcel Number

Primary APN	`09263-001-661`
Alternative APNs	`092977698121` `13467`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	4,706 sqft Heated Area
Gross Area	5,338 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	41,861 sqft (0.961 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	13467
Old Parcel Number	09263001661
Street Address	174 HILLSIDE LN
City	JEFFERSON
State	NC
Zip	28640-9914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.961 A LOT 26 OFF 1206 (DIRT)
Legal Subdivision	WOODCROFT ESTATES SUBDIVISION
Legal Lot Number	26
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	970501

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Jul 29, 2011	Deed of Trust, Mortgage · Conventional Mortgage YADKIN BANK
Jun 19, 2013	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK
Nov 4, 2013	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Jul 29, 2011	Deed of Trust, Mortgage · Conventional Mortgage YADKIN VALLEY BANK & TRUST CO
Feb 9, 2009	Deed of Trust, Mortgage · Conventional Mortgage YADKIN VALLEY BANK AND TRUST CO
Feb 7, 2005	Deed of Trust, Mortgage · Line of Credit YADKIN VALLEY BANK & TRUST CO
Aug 4, 2006	Deed of Trust, Mortgage · Line of Credit YADKIN VALLEY BANK & TRUST CO
Sep 23, 2005	Deed of Trust, Mortgage · Conventional Mortgage SIDUS FINANCIAL LLC
Mar 30, 2026	Warranty Deed, Transfer
Mar 30, 2026	Warranty Deed, Transfer
Mar 27, 2026	Intrafamily Transfer, Transfer
Mar 27, 2026	Intrafamily Transfer, Transfer
Jan 20, 2026	Intrafamily Transfer, Transfer
Jan 20, 2026	Intrafamily Transfer, Transfer
Aug 23, 2019	Warranty Deed, Transfer · Stand-Alone Refinance LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Recording Date	Jul 29, 2026
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Document Number	0000003503
Book / Page	587 / 1093
Instrument Date	Jul 24, 2026
Instrument	20263503
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003503,
Date	Jul 29, 2026
Book Page	587/1093
Instrument	20263503

Lender

Name	LIFESTORE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 30, 2051

Interest

Rate	6.88%
Max Rate	-1%

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00420/2150
Date	Jul 29, 2011
Book Page	0420/2150
Instrument	03204

Lender

Name	YADKIN BANK
Type	Bank
Address	ELKIN, NC 28621

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2031

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00441/2465
Date	Jun 19, 2013
Book Page	0441/2465
Instrument	02778

Lender

Name	LIFESTORE BANK
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2028

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/0124
Date	Nov 4, 2013
Book Page	0446/0124
Instrument	05101

Lender

Name	LIFESTORE BANK
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00420/2150
Date	Jul 29, 2011
Book Page	0420/2150
Instrument	2011-0003204

Lender

Name	YADKIN VALLEY BANK & TRUST CO
Type	Non-Lending Institution
Address	ELKIN, NC 28621

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2031

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00392/0966
Date	Feb 9, 2009
Book Page	0392/0966
Instrument	2009-0000617

Lender

Name	YADKIN VALLEY BANK AND TRUST CO
Type	Non-Lending Institution
Address	ELKIN, NC 28621

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00324/2442
Date	Feb 7, 2005
Book Page	0324/2442
Instrument	00696

Lender

Name	YADKIN VALLEY BANK & TRUST CO
Type	Non-Lending Institution
Address	ELKIN, NC 28621

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00351/0861
Date	Aug 4, 2006
Book Page	0351/0861
Instrument	2006-0005828

Lender

Name	YADKIN VALLEY BANK & TRUST CO
Type	Non-Lending Institution
Address	ELKIN, NC 28621

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00335/0988
Date	Sep 23, 2005
Book Page	0335/0988
Instrument	2005-0006474

Lender

Name	SIDUS FINANCIAL LLC
Type	Mortgage Company
Address	GREENVILLE, NC 27858

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2020

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Mar 30, 2026
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Document Number	000583/574
Book / Page	583 / 574
Instrument Date	Mar 26, 2026
Instrument	1291
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	747 HIDDEN SPRING RD, WEST JEFFERSON, NC 28694-9239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Mar 30, 2026
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Document Number	000583/576
Book / Page	583 / 576
Instrument Date	Mar 25, 2026
Instrument	1292
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 HIDDEN SPRING RD, WEST JEFFERSON, NC 28694-9239

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Mar 27, 2026
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Document Number	000583/493
Book / Page	583 / 493
Instrument Date	Mar 24, 2026
Instrument	1271
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 PAINTED LAUREL DR, JEFFERSON, NC 28640-9466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Mar 27, 2026
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Document Number	000583/491
Book / Page	583 / 491
Instrument Date	Mar 24, 2026
Instrument	1270
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 PAINTED LAUREL DR, JEFFERSON, NC 28640-9466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Jan 20, 2026
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Document Number	000581/424
Book / Page	581 / 424
Instrument Date	Jan 19, 2026
Instrument	236
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 PAINTED LAUREL DR, JEFFERSON, NC 28640-9466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Jan 20, 2026
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Document Number	000581/422
Book / Page	581 / 422
Instrument Date	Jan 19, 2026
Instrument	235
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 PAINTED LAUREL DR, JEFFERSON, NC 28640-9466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 23, 2019
Property Address	174 HILLSIDE LN, JEFFERSON, NC 28640-9914
Document Number	00503/1518
Book / Page	503 / 1518
Instrument Date	Aug 22, 2019
Instrument	3590
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 GAITHER POE RD, LAUREL SPRINGS, NC 28644-8561

Mortgage

Document Number	00503/1521
Date	Aug 23, 2019
Book Page	503/1521
Instrument	3591

Lender

Name	LIFESTORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,160.00 (+5.95%)	$755,100 (-) Land $35,000 Building $720,100	$755,100 (-) Land $35,000 Building $720,100
2025	$5,814.00 (+4.62%)	$755,100 (-) Land $35,000 Building $720,100	$755,100 (-) Land $35,000 Building $720,100
2023	$5,557.00 (+19.4%)	$755,100 (+56.24%) Land $35,000 Building $720,100	$755,100 (+56.24%) Land $35,000 Building $720,100
2022	$4,654.00	$483,300 Land $40,000 Building $443,300	$483,300 Land $40,000 Building $443,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Brightspeed.

Nearby Properties on Hillside Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures